Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
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Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
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Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
The National Commission on Fiscal Responsibility and Reform, a bipartisan panel appointed by President Obama is a group that has been charged with developing a strategy to cut the ever growing US deficit and ever increasing U.S. Budget. This past week, the group made an initial proposal for ideas to create additional revenue for the U.S. Government, with a focus on various changes to the how Americans are taxed.
On the mortgage and real estate front, what was significant in this proposal, outside of some small tax code changes, include a proposal to essentially scale back the mortgage interest tax deduction. Currently, homeowners who choose so can itemize their deductions on their taxes and include in that itemization, mortgage interest, so essentially you can deduct mortgage interest at the rate of the tax bracket you are in. So, if you for instance fall into the 28% tax bracket, then you can deduct 28 cents on the dollar for all mortgage interest paid on both primary residences and second home mortgages.
However, under the new proposal the mortgage interest tax deduction would be cut back across the board to a 12% rate for all homeowners, regardless of your tax bracket. In addition, it would allow deductions on primary residences only. This would of course affect homeowners paying more mortgage interest per year and also in higher tax brackets. However, chances are if you are a home owner you are probably at least in a mid range tax bracket to be able to afford to pay for your home, so if this change were to go into effect it would affect and hurt mortgage interest deductions for many homeowners.
That being said, this is only a beginning proposal and already there has been a great opposition to the reduction of mortgage interest deductibility. However, the proposal of such changes shows that the government is looking at mortgage interest deduction cuts as a way to increase revenue. This has been talked about for some time now, but as of today we are still only at a proposal stage with nothing formal moving forward yet, so it remains to be seen if anything will actually change. As always we will provide additional information as it becomes available.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.