With the kids back in school and things getting back to normal now is the time to look at your finances and see if a refinance or home equity loan may be right for you. The credit cards may have your family vacation on them, or back to school items or even last Christmas purchases. The 30 year fixed rate is a low a 5.875%. If you borrow an additional $25,000 to pay off credit cards your house payment will go up approximately $147.88 per month and the money may be tax deductible.  This is also a GREAT time to get rid of your ARM and trade it in for a FIXED Rate.

Please call me at (800) 552-1188 for a free consultation.

I look forward to hearing from you soon,

Lynne Dewar

Sr. Mortgage Consultant