Who can resist a puppy?...Nevermind a puppy with an adorable face and a shiny bow!!!

A puppy for Christmas may seem like a great idea, but there's a detail to remember:

Owning a pet may increase your liability.

Although all pets present possible risk, some breeds are considered higher risk, such as: Pitt Bulls (American Pitt Bull Terrier, Staffordshire Bull Terrier and American Stafforshire Terrier), Chows, Rottweillers, Presa Canarios, Akitas, wolf-hybrids, German Shepherds, Doberman Pinschers, American Bull Dogs.

Here are some factors that underwriters may consider:

The Gender and Age of the animal.

Has the dog been obedience trained?

Is the dog restrained or fenced in?

What is the temperament of the dog?

Has the dog been spayed or neutered?

Have there been any previous incidents with the dog?

Did you know: Certain insurance companies find certain species unacceptable and chose not to insure them.

Just remember that this.....

Could easily turn into this....

This is a just a short list of possible risks specifically focusing on dogs...all pet species have possible risks that you should consider. Risks involving dogs are the most common.

This is a great time of year to review your insurance and liability limits. You may want to consider raising your liability limits or purchasing an umbrella policy.

As always, Podmaska Insurance Agency is here to help! Give us a call for a free QUOTE and evaluation of your present policy.

*no dogs or people were injured while photographing for this blog entry

 

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Stephen Podmaska

Pawtucket, RI

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Podmaska Insurance Agency

Address: 1309 Chalkstone Ave, Providence, RI, 02908

Office Phone: (800) 940-6025

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