HOME AFFORDABILITY MADE SIMPLE
>100%
>No Down Payment Required (this program will allow up to 6% seller contrubution towards closing costs)
>Atleast 580 score Required (I can help your borrower improve their credit)
>Can do 30yr or 40yr loans
>Low Mortgage Insurance Only 20% required when you are over 80% loan to value
Stated Income / Stated Assets
Owner Occupied/Second Home terms:
o Purchase & Rate/Term Refinance
- 95% LTV/TLTV Maximum
700 Credit score
- 90% LTV / TLTV Maximum
680 Credit Score for each borrower
100% TLTV with 9% seller contribution AND no mortgage payments for 8 months!!! No M.I. >= 660 credit score
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