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YOU'RE AN "R" AND YOU WANNA BE AN "O", BUT YOU MUST BE A "B" FIRST

By
Real Estate Agent with RE/MAX Results St Cloud Mn real estate

You're an R and you wanna be an O, but you must be a B first...

Be a BSo, your an R (Renter) and you have been noticing that every month you pay hundreds of dollars to help your landlord pay off his/her mortgage, and you're no longer thrilled with this arrangement. Maybe, you think, it would be nice to be an O (Owner), and have something of value for all the money going out each month!

Well, you need to first change from an R to a B (Buyer), and that brings up the question of the day; are you a Buyer? Many Renters do not know if they can or should become Buyers, but in many cases they already are, and just don't know it! Ask yourself:

 -Is my job and income source stable?

 -Do I have some savings that could be used for down payment, and or home expenses?

 -Is my lifestyle settled/will I be staying put for 3-5 years?

-Have I maintained my credit, paid on time, etc?

If you answered yes to these questions, you may already be a Buyer and should call me today to find out more. I can help you find a Lender, a home in your price range, and get you discounts on everything from appliances to furniture and more.

You may have heard in the news that it's hard to get financing today, and if you're starting a business that's true, but if you're buying a home it can be pretty simple. There is paperwork involved but we'll give you a free pen or two!

Posted by

Steve Baklaich RE/MAX Results  www.stcloudareahomesforsale.com 

Cell:320-260-3290 Saint Cloud Minnesota Real EstateQR code to Google Places Page

my facebook page my outside blog Google 

If you are relocating to central Minnesota check out all the wonderful reasons to love St Cloud. It is a wonderful area full of things to do and lots of great houses. I would welcome the opportunity to help you find your perfect place here. Visit my St Cloud real estate website for more information about buying or selling a home, or property in the central Minnesota real estate market.

 

Jason Grams
none - Roseville, CA

Excellent post!  Becoming an owner is one of many steps in building wealth!

Jan 02, 2011 07:47 AM
Irene Kennedy Realtor® in Northwestern NJ
Weichert - Lopatcong, NJ

Steve,

I'd like to force all potential O's to read this first.  "My folks might help me out if I ask them." "What do you mean my delinquent student loan will prevent a purchase?"  These are Us - Unrealistics.

Jan 02, 2011 08:26 AM
Anthony Daniels
Coldwell Banker - San Francisco, CA
SF Bay Area REO Specialist

 

Good stuff Steve.

Thanks for sharing it.

Jan 02, 2011 08:40 AM
Steve Baklaich
RE/MAX Results St Cloud Mn real estate - Saint Cloud, MN
Treating Buyers & Sellers to Full Service Always.

Jason; I totally agree. Putting your money in your own pocket is an important step in the process.

Irene; I don't mind having the conversation with the Us, to fetermine if the conditions preventing them from becoming Bs,  are repairable. Some of my best buyers had some damage at the start.

Anthony; Thanks for your positive comment. It just seemed elemental.

A happy and prosperous 2011 to you all!

Jan 02, 2011 09:15 AM
Patricia Aulson
BERKSHIRE HATHAWAY HOME SERVICES Verani Realty NH Real Estate - Exeter, NH
Realtor - Portsmouth NH Homes-Hampton NH Homes

Thank you for the post today.  I enjoyed the read. 

Lots of people don't realize they can buy and are quite surprised to find out they can.

 

Patricia/Seacoast NH & ME

Jan 02, 2011 09:36 AM
William James Walton Sr.
WEICHERT, REALTORS® - Briotti Group - Waterbury, CT
Greater Waterbury Real Estate

Steve,

Good words that all potential owners should read.

Hmmm.....I'm inspired. Don't potential sellers need something like this???

Jan 02, 2011 10:46 AM
Debbie Summers
Charles Rutenberg Realty - New Smyrna Beach, FL

Steve - 

Congrats on a well deserved feature!  Nothing is worse than a buyer who's on the edge before they purchase.

Jan 02, 2011 11:25 AM
Steve Baklaich
RE/MAX Results St Cloud Mn real estate - Saint Cloud, MN
Treating Buyers & Sellers to Full Service Always.

Patricia; Thanks, I try to make it as fun as possible while getting the point across.

William; I really wish I had thought of that. You get the creative tip of the hat my friend. Run with it.

Debbie; Thanks alot. Featured, Oh My Gosh! I hope to recognize the near Buyer when I see them:)

Jan 02, 2011 01:34 PM
Cheryl Ritchie
RE/MAX Leading Edge www.GoldenResults.com - Huntingtown, MD
Southern Maryland 301-980-7566

This is a catchy post. Sounds like a good cheer at a Football Game!

Jan 02, 2011 05:26 PM
Tim Lorenz
TIM LORENZ - Elite Home Sales Team - Mission Viejo, CA
949 874-2247

Well done so we can convert some of the Rs into Os as fast as possible.

Jan 02, 2011 05:31 PM
Christine Donovan
Donovan Blatt Realty - Costa Mesa, CA
Broker/Attorney 714-319-9751 DRE01267479 - Costa M

The title draws attention to a well written post that is something that renters should be seriously thinking about.

Jan 02, 2011 06:13 PM
MichelleCherie Carr Crowe .Just Call. 408-252-8900
Get Results Team...Just Call (408) 252-8900! . DRE #00901962 . Licensed to Sell since 1985 . Altas Realty - San Jose, CA
Family Helping Families Buy & Sell Homes 40+ Years

Clever wording and a good way to help people make the transition.

Jan 02, 2011 06:40 PM
Terkel Sørensen
Real Estate Places - Temecula, CA
Realtor, 951.805.0773 , Bank owned and Short Sales

Clever... I thought you were going to do math here... Your argument is very valid, especially now that prices are good... 

Jan 02, 2011 07:21 PM
Susan Hamblen
Exit Realty Achieve - Smithtown, NY
Making the world a happier place...one client, one

Enjoyed your post! You may just get some of those R folks moved on over to the O category. Good job!

Jan 03, 2011 01:39 AM
Steve Baklaich
RE/MAX Results St Cloud Mn real estate - Saint Cloud, MN
Treating Buyers & Sellers to Full Service Always.

Cheryl: Thanks for the idea. I am going to go put on my cheerleader outfit:) just kidding.

Tim: It's like the old joke:How many psychiatrists does it take to change a light bulb?

Answer: Only one, but the light bulb has to really want to change!

Christine: Thanks. I was trying to be clever and whimsical to get some interest.

Jan 03, 2011 02:03 PM
Steve Baklaich
RE/MAX Results St Cloud Mn real estate - Saint Cloud, MN
Treating Buyers & Sellers to Full Service Always.

Michelle: Thank you. I just want to help people help themselves.

Terkel: Sorry to frighten you. The math comes later, and I am always ready to number crunch:)

Susan: It really is satisfying being an O. More people should try it!

 

Thank you all so much. I am hoping 2011 is a grand year for you all!

Jan 03, 2011 02:08 PM
Joetta Fort
The DiGiorgio Group - Arvada, CO
Independent Broker, Homes Denver to Boulder

Hey I finally got this one up as a WordPress post.  http://aboutarvada.com/?p=1774. Thanks for your permission!

Jan 08, 2011 07:04 AM
Steve Baklaich
RE/MAX Results St Cloud Mn real estate - Saint Cloud, MN
Treating Buyers & Sellers to Full Service Always.

Hey Thanks Joetta. I am going to check it out. Sorry I had delayed you.

Jan 08, 2011 07:13 AM
William James Walton Sr.
WEICHERT, REALTORS® - Briotti Group - Waterbury, CT
Greater Waterbury Real Estate

Steve,

I finally got around to writing that post. Even created a video to go along with it. Mine is a little longer, but it holds to the same premise...

Jan 26, 2011 09:34 AM
Steve Baklaich
RE/MAX Results St Cloud Mn real estate - Saint Cloud, MN
Treating Buyers & Sellers to Full Service Always.

Good job William. I'm going to check it out now.

Jan 27, 2011 03:36 AM