Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
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This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
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Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
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Whatever it is you're into and wherever you are, AR surely has a group for you to join.
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Each time you write a post you can syndicate your post to 5 groups.
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Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
HomePath Mortgage, Fannie Mae Properties in Phoenix, Glendale, Chandler, Scottsdale, Arizona
HomePath started in 2009 and is Fannie Mae’s brand for their REO properties.Once a property meets certain criteria, then the home is eligible for the special HomePath financing.
The consumer can view what homes are for sale in their state by visiting the HomePath website www.homepath.com.During their search on the website, if the home has the HomePath logo, then that property is eligible for the HomePath financing.
It is Fannie Mae’s goal to sell homes to owner occupied buyers as Fannie Mae feels that owner occupied owners will assist in stabilizing communities.Therefore, Fannie Mae developed the First Look Program. This program enables owner occupants, public entities, and their partners first opportunities in submitting offers and purchase properties without competition from investor offers. The First Look period is typically the first 15 days a property is listed on HomePath.com.
Properties within the First Look period include a countdown clock on the property details page on Fannie Mae's website and it does display the number of days remaining for owner occupants and public entities to submit offers.
If the property remains available for sale after the expiration of the First Look period, investor offers may be submitted and will be considered along with all other offers.
It is noted that if you are concerned that the First Look marketing period is not being handled appropriately on a particular property, please contact the Fannie Mae Resource Center immediately at 1-800-732-6643.
Fannie Mae is committed to meeting the mortgage and housing needs of communities across the country, therefore Fannie Mae does support the use of the NSP (Neighboorhood Stabilization Program) Down Payment Assistance Programs that states and cities are currently offering.Fannie Mae supports buyers using public funds in many ways, including the following:
The earnest money requirement for individuals using public funds is only $500. Fannie Mae waives the earnest money requirement for public entities using public funds to purchase a Fannie Mae owned property
Once an offer using NSP funds is accepted, Buyers have the opportunity to renegotiate their offer after receiving an NSP required Uniform Residential Appraisal value for the property.
The standard closing period for a public funds offer is 45 days, which allows the time it may take to fulfill the NSP requirements for funding.
The HomePath Mortgage offers low down payment opportunities, usually between 3% to 5% for owner occupied buyers.Investors can use the loan as well with a 10% down payment.Appraisals are not required, therefore buyers will save on the cost of an appraisal, which is usually between $400 to $450.The HomePath mortgage does not have any PMI (Private Mortgage Insurance).And HomePath mortgages are offered in both fixed and adjustable rate mortgages.
In addition to the HomePath Mortgage, the HomePath Renovation Mortgage is also available by lenders.Currently, there are only a few lenders offering the Renovation Mortgage, however it is yet another opportunity to assist the new home buyer in financing repairs or upgrades to the property.
When using the Renovation Mortgage, an appraisal is required, as the repairs and/or upgrades must show an appreciated value in the property.
Real Estate Professionals are invited to sign up for e-news directly from Fannie Mae. By signing up you will receive free e-mails from Fannie Mae about programs, policies, products, and events specifically related to the real estate market. Use the link to take advantage of this free service. Sign up for e-news
For information on applying to become a Fannie Mae listing broker*, appraiser, repair contractor, eviction attorney, maintenance company, or closing agent/title company, visit the Doing Business with Fannie Mae page. To apply, read all the information on the page, and follow the instructions.
If you are interested in becoming a listing broker for one of Fannie Mae's AMP partners, view the Asset Management Providers list for details on how to contact them directly.
By learning what options we can share with future home buyers, we can do our part in the recovery that our industry definitely needs.
“2011 is the Year of Recovery……One Home at a Time.”
Karen Jones, Licensed Senior Loan Officer is a HomePath Mortgage Specialist and will be able to educate your client on their options and choices when financing their new home.
15111 N. Pima Rd. Suite #110 Scottsdale, AZ 85260 Karen JonesNMLS # 307015
Karen Jones is a licensed loan originator at Amerifirst Financial. Karen Jones complies with all regulations and rules of all government agencies and regulators including the Real Estate Settlement and Procedures Act. The services provided by Karen Jones are not a condition, nor do they create any obligation for any form of remuneration for any real estate settlement service related to any referral.
National Disclosure: AmeriFirst Financial, Inc., 1550 E. McKellips Road, Suite 117, Mesa, AZ 85203 (NMLS # 145368). 1-877-276-1974. Copyright 2013. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. AmeriFirst is required to disclose the following license information: Click Here for Licensing Information
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.