Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Everybody who owns a home should get insurance on their property, and everyone who has a mortgage on their home MUST get an insurance policy. The lender will force you to carry a policy that covers fire and hazard insurance in order to protect their investment. In places like Florida you will also be required to take out windstorm insurance (i.e. protection against hurricanes). If you don't take out your own policy, the lender will take one out for you (which will be more expensive than the one you would have gotten) and bill you for it. If you don't pay what they bill you for insurance the lender can foreclose on your home so, the bottom line is that you should shop around and take out your own homeowners insurance.|
Homeowners insurance policies are broken into two parts, property protection and liability. The property portion reimburses you for damage to the home and contents. You are not required by lenders to get contents insurance because they don't really care what happens to your stuff inside the house as long as it doesn't devalue the home. The amount of insurance coverage is usually based on the estimated cost of replacing the entire home. The liability portion of the policy covers medical bills that occur as a result of people being injured on the property. For example, if a neighborhood kid trips on your property and breaks his leg or is bitten by your dog you could be held liable. Your liability coverage will protect you against this type of expense.
When shopping for homeowners insurance you should get price quotes from at lest 3 companies. Try online sites.
Some insurance companies may give you a price break if you have both your homeowners and auto insurance policies with them. You should inquire about this.
Flood Insurance One of the most important risk items excluded from most homeowners insurance policies is damage caused by flooding. In some areas that are labeled as being flood zones, the lender will require you to take out an additional flood insurance policy. In some cases you can purchase insurance from the government as part of the National Flood Insurance Program.
Windstorm Insurance Another exclusion in the standard insurance policy is "windstorm" damage. Pay careful attention to the "Hurricane" deductible. This may be a special deductible that is different that your other deductibles in your policy.
Earthquake Insurance Earthquakes are another risk that are not covered be the standard insurance policy that you would have on the structure of your home. There have been problems with the availability of Earthquake policies. If you have trouble finding an earthquake policy, contact your state insurance commission.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.