WE MAY BE ABLE TO HELP YOU WITH YOUR TOXIC OPTION ARM LOAN (NEGATIVE AMORTIZATION - PICK-A-PAY LOAN). CALIFORNIA AND ARIZONA PROPERTIES ONLY!!

Vondran Law is proud to announce the return of our Wachovia and World Savings Pick-a-Pay (Option Arm / Negative Amortization) Loan CONTINGENCY FEE LOAN MODIFICATION SERVICE. We have previously discussed our Contingency Lawyer Service on our Foreclosure Radio show (you can hear clips at http://www.loanmodradio.com/podcasts).  We had a great response and were getting fantastic results, UNTIL, the lender Wells Fargo shut the program down with short notice.  Well, it looks like we may be back in business.

Here are the details of the program:

(1) If you have a World Savings or Wachovia Option Arm Loan (also known as a "Pick-a-Pay") then your loan is an eligible loan.

(2) Simply fill out our form at http://www.AttorneySteve.Net in full and complete detail.  I need your gross monthly income, monthly expenses and other information requested on this site.  Please fill it out completely, as incomplete forms may not receive return phone calls.

(3) We will call to discuss our Contingency Fee Loan modification program.

(4) Basically the way the program works is you will be first qualified for a HAMP loan modification.  We have talked about this loan modification program on other websites.  If you qualify for HAMP, you will be given a three month trial plan period, which is required for all HAMP modifications.  If you satisfy all three payments, you will be qualified one final time to ensure you still meet the HAMP eligibility requirements.  If you do, there is a good chance you will receive a FINAL and PERMANENT HAMP modification.

(5) If you do NOT qualify for HAMP or meet the guidelines, (either initially or after the trial plan payments are made and you have the second HAMP qualification) you will then be reviewed for an Internal loan modification (such as the MAP II or some other internal program).  If you meet the guidelines and qualifications for an internal program, you may receive a non-HAMP loan modification.  In the past, we have been able to achieve principle loan balance reduction in a good number of files.  This is all documented.

(6) If you do not meet the tests for either the HAMP loan modification, or a non-HAMP internal modification, then unfortunately you will be looking at a short sale, (ex. HAFA short sale or other internal short sale program) or Deed in Lieu of Foreclosure might be an option.

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SO, IF YOU HAVE A WACHOVIA OR WORLD SAVINGS PICK-A-PAY OPTION ARM LOAN, CONTACT US TO DISCUSS YOUR CASE, AND OUR CONTINGENCY FEE LOAN MODIFICATION PROGRAM.  WE DO NOT TAKE ALL LOANS, BUT IF YOU HAVE ONE OF THESE LOANS, YOU STAND A FIGHTING CHANE TO SAVE YOUR HOME FROM FORECLOSURE.  NO RESULTS OF ANY KIND, INCLUDING PRINCIPLE LOAN REDUCTION ARE EVER PROMISED, OR GUARANTEED.   PAST RESULTS ARE NOT ANY INDICATOR OF RESULTS YOU CAN EXPECT.  WE POINT THIS OUT AS A MATTER OF REFERENCE ONLY.