Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Of course I could just say pick up the phone and call me, but that would be too easy. You're probably reading this because you just want information and don't want some real estate agent hounding you for personal information. You just want to know the basics. Well, okay. Here you go.
Second, Get yourself a blank notebook and start thinking. Label it "My New Home" Think about where you live now, it's good points and bad points. Write them all down . Ask yourself, what your "must haves" are (2 bathrooms*****, good schools****, close to work**, indoor laundry room*) Dream a little but be practical. The rating stars will help you later when you have to think clearly without emotion.
What can you afford? Here are the first steps in figuring that out?
Have your numbers ready. Credit Score - Income - Obligations - Investment
Credit Scores - Pull your own credit, it's easy to do online. Check out Experian, Equifax and TransUnion. They are the big 3 credit reporting agencies and any one of them will sell you a 3-Bureau Credit Report and FICO Scores. Take a good look at them - they'll need to be over 630 to get financing.
Income - What's your before tax income? Do you receive child support or social security?
Obligations - Do you have car payments or lease payments? What about credit card payments. Lenders are going to look at all your monthly obligations in relation to your income. "DTI" is Debt To Income ratios. Know yours.
Investment - How much do you have saved up for down payment and closing costs?
These first steps can be fairly quick to get through for some first time homebuyers, but others may take months just whittling down what it is exactly that they want. It's important to do these steps before you actually start looking at homes or even contacting a Realtor. Though a great Realtor, ahem, like me will be more than happy to coach you through these first steps.
Next big step - Find a professional. First you'll need a loan officer, unless you've got all cash to buy with and in that case, forget what I said in the beginning and call me now! You will want to interview them because you are hiring them - so be prepared for your interview with questions. Ask for references. Be straight up with your loan officer, they will work up a Pre-Qualify or Pre-Approval for you showing exactly what the maximum home price is you can qualify for.
And that little (or big) number is very important to me, oops, I mean your Realtor, the next hire you will make. Do the same thing - they will be working for you so interview them and be prepared. Some sample questions might be. "Tell me about your real estate business." "Tell me about a few of your transactions with first time buyers like myself" "What's the worst transaction you've ever been through and what did you learn from it?" "What do you expect of your clients?
You want to choose professionals with whom you feel will work well with you. A lot of that will be based upon personality types and other subjective things. But no matter how much you like them, be sure to ask the tough questions. It's okay, really, we expect it.
Armed with your Pre-Approval letter and full knowledge of what you want, need and can afford, your house hunt will be an exciting and fruitful time. Be patient; with yourself and this crazy market. Buying a home is a roller coaster ride, and as such, it's scary, and exhilarating, with lots of ups and downs.
430 Viking Dr
430 Viking Drive, Rapid City, SD, 57701
This 3 bedroom, 2 bath home has been recently remodeled and has all new baseboard heat, new tile in entryway and both bathrooms, new vanity upper bath, all new trim, new doors and brand new carpet in lower level. Enjoy the private fenced in back yard with mature trees including plum trees and the beautiful view of the hills.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.