Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
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Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
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Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
I am continually asked, "Are the problems lenders are experiencing with the sub prime loan market going to affect our real estate market in the Baton Rouge Area?" The obvious answer is both YES and NO! YES, in that people who were marginally qualified will not be able to get a home loan easily, and NO because those same people will be able to get a home loan once they do what they need to so that their credit score will be acceptable. I am still able to find 100% financing, no document loans, and such for people who have good credit scores (over 700).
One of the things we have discussed on my team is making sure we take our marginal buyers to the lender to get them prequalified in person so that we all know what has to happen in order for this person to buy a house - like we used to do 20 years ago!
The other thing we have learned is that each lender has different investors so if one client is turned down by a lender, we don't just stop there but see if anybody else can do the loan. It is VERY important right now to get credit approved before house shopping if your credit isn't perfect. Will put you in a much better position as a buyer.
The rules on sub-prime loans are changing daily so we are going back to using FHA and VA loans again. They offer more leniency for the buyer who may have a debt to income ratio that is a bit high, and offer low down-payments also. We are also sending a lot of buyers to get the BOND money (until it runs out) and we expect to see more and more of those issues coming available over the next year.
If you ever have any questions about the mortgage industry and how if might affect you personally, don't hesitate to give me a call. We'll try to help you figure out the best product for you! Call me any time at 225-298-6900
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.