Find out what type of home is in your budget by entering a few numbers into our calculator. Our calculator is based on standard affordability ratios used to determine qualification for mortgage approvals. The housing payment ratio (or front ratio) compares your total mortgage payment to your monthly income and your total debt ratio (or back ratio) compares your total monthly obligations including your mortgage payment to your monthly income.

When seeing what you can afford this will help you in seeing what homes you should be looking at in price range.  Go to the calculator here

By the way our site has up to the date and time rates.

If you have any questions ask.

Have a great day,

Dave Cheatham

Blue Star financial.