I am sure you will agree being at the right place at the right time happens very rarely.

It is my great pleasure to inform you that Mr. Bernanke, Federal Reserve chairperson has lowered the prime by .50 basis points and there is an expectation of further reductions in the months ahead.  

                            This is the time to analyze your credit position. By doing so now, will allow you to take full advantage of the interest rate reductions in the near future

This rate reduction will lower your monthly payment on homes loans and  lines of credit. The prime rate has been reduced to 7.750%