Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
California Rates 2/2/2011, 8:00 PT 30 Year Fixed to $417,000 Rate 4.500% Point 1.500 APR 4.684% Rate 4.625% Point 1.000 APR 4.767% Rate 4.750% Rebate 0.125 APR 4.794% APR Based on $350,000 Mortgage at 80% LTV 740 Credit Score - 30 Day Lock. Click for Quotes on FHA and VA loans With Detailed Cost Estimates. No Application Fee or Credit Report required
MORTGAGE MARKET NEWS REVIEW
Wednesday, 2/2/2011 ADP Employment Report said private sector employment increased by 187,000 jobs in January following a downwardly revised increase of 247,000 jobs in December. The Mortgage Bankers Association said its seasonally adjusted index of mortgage application activity gained 11.3 percent in the week ended Jan. 28
Tuesday, 2/1/2011 ISM Manufacturing Index showed manufacturing activity rose at the fastest pace in more than six years in January, suggesting the U.S. economy continued to build momentum as the new year started. Construction spending in the U.S. unexpectedly fell in December to the lowest level in a decade, signaling the industry will continue to lag behind the economic recovery.
Monday, 1/31/2011 Personal Income in the U.S. increased in line with economist estimates in the month of December, according to a report released by the Commerce Department today, while the report also showed a bigger than expected increase in Personal Spending
Saturday. 1/29/2011 FHA Formally announced yesterday the waiver of their 90 Day Flip Rule. Unfortunately, not all lenders will accept the waiver. Official Notice
Friday, 1/28/2011 Employment Cost Index. U.S. employment expenses rose 0.4 percent in the fourth quarter, less than forecast and capping a year in which compensation posted the second-smallest increase on record. Real Gross Domestic Product (GDP) -- the output of goods and services produced by labor and property located in the United States -- increased at an annual rate of 3.2 percent in the fourth quarter of 2010, according to the "advance" estimate released by the Bureau of Economic Analysis. In the third quarter, real GDP increased 2.6 percent.
Thursday, 1/27/2011 Demand for long-lasting durable goods unexpectedly fell 2.5% to a seasonally adjusted $191.04 billion last month on a sharp drop in aircraft orders, the Commerce Department said Thursday. Scientists tell us that the fastest animal on earth, with a top speed of 120 ft/sec, is a cow that has been dropped out of a helicopter ~ Dave Barry In the week ending Jan. 22, the advance figure for seasonally adjusted initial jobless claims was 454,000, an increase of 51,000 from the previous week's revised figure of 403,000. Pending home sales rose 2.0% in December for the fifth increase in the past six months, according to an index released this morning by the National Association of Realtors
Wednesday, 1/26/2011 Applications for home mortgages slumped last week as bankers recorded the slowest refinancing activity in more than a year, Mortgage Bankers Association said on this morning. You can say any foolish thing to a dog, and the dog will give you this look that says, "My God, you're right! I never would've thought of that! ~ Dave Barry Sales of new single-family houses in December 2010 were at a seasonally adjusted annual rate of 329,000, according to estimates released jointly today by the U.S. Census Bureau and the Department of Housing and Urban Development. This is 17.5 percent above the revised November rate of 280,000.
Tuesday, 1/25/2011 U.S. consumer confidence improved more than expected in January to its highest level in eight months, underscoring the brightening economic outlook, even though the housing market remains on shaky ground According to the latest Case-Shiller Home Price Index of 20 metro markets, November home prices fell 1% compared with October.
Monday, 1/24/2011 No economic news is scheduled today that could effect mortgage rates.
Friday, 1/21/2011 No economic news is scheduled today that could effect mortgage rates.
Thursday, 1/20/2011 Department of Labor reported In the week ending Jan. 15, the advance figure for seasonally adjusted initial unemployment claims was 404,000, a decrease of 37,000 from the previous week's revised figure of 441,000. Existing-home sales rose sharply in December, when sales increased for the fifth time in the past six months, according to the National Association of REALTORS®. The Conference Board says its index of leading economic indicators rose 1 percent last month after a 1.1 percent increase in November. Those are the biggest increases since March, when the index jumped 1.4 percent. The Philly Fed index of current activity fell to 19.3 in January from 20.8 in December, although a positive reading indicates continued growth in regional manufacturing activity. Department of Labor reported In the week ending Jan. 15, the advance figure for seasonally adjusted initial claims was 404,000, a decrease of 37,000 from the previous week's revised figure of 441,000.
Wednesday, 1/19/2011 Commerce Department figures disclosed Housing Starts fell 4.3 percent to a 529,000 annual rate, the lowest level since October 2009. Mortgage applications in the U.S. rose during the week ended January 14 as interest rates dipped to their lowest levels in a month, the Mortgage Bankers Association (MBA) said on Wednesday.
Tuesday, 1/18/2011 The January NAHB housing market index came in unchanged at 16 for the third month in a row...a very weak reading. Best 30 yr Mortgage, 30 day Lock rate: 4.500%, Point 1.069, APR 4.643%
Monday, 1/17/2011 Markets closed for Martin Luther King day.
Friday, 1/14/2011 In spite of the cost of living, it's still popular On a seasonally adjusted basis, the CPI-U increased 0.5 percent in December after increasing 0.1 percent in November. The index for all items less food and energy rose 0.1 percent in December, the same increase as in November.
December Retail trade sales were up 0.7 percent (±0.5%) from November 2010, and 8.2 percent (±0.7%) above last year. Nonstore retailers sales were up 15.0 percent (±3.1%) from December 2009 and auto and other motor vehicle dealers sales were up 14.7 percent (±2.3%) from last year. Industrial production increased 0.8 percent in December after having risen 0.3 percent in November
Thursday, 1/13/2011 The Producer Price Index for Finished Goods rose 1.1 percent in December 2010, seasonally adjusted. This advance followed increases of 0.8 percent in November and 0.4 percent in October. In the week ending Jan. 8, the advance figure for seasonally adjusted initial Jobless Claims was 445,000, an increase of 35,000 from the previous week's revised figure of 410,000. The 4-week moving average was 416,500, an increase of 5,500 from the previous week's revised average of 411,000. Best 30 yr Mortgage, 30 day Lock rate: 4.500%, Point 0.625, APR 4.651%
Wednesday, 1/12/2011 The Mortgage Bankers Association said its seasonally adjusted index of mortgage application activity rose 2.2 percent in the week ended January 7 to its highest level in about a month.
Monday, 1/10/2011 There is no ecomominc news scheduled that could effect mortgage rates today.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.