Insider Tips From A Credit Expert on Best Use of Credit Crads

We are frequently asked how customers can maximize their credit scores while using credit cards. 

Here are some a few rules of thumb:

Charge less than 30% of the credit limit

Credit cards only report once a month and will report depending on when a billing cycle ends

Carrying a balance and paying interest will not increase a score

You only need to charge $1.00 per month to generate credit reporting activity

Tara Talbot