Are you planning to buy a home in Cincinnati this year? Here are a few quick tips to get started off on the right foot…
* You MUST be Pre-approved. The lending environment is changing constantly. A pre-approval with a lender can be done over the phone in about a 15 minute conversation. This is very simple and it should be the first item on your house hunting checklist. Ask your friends & family for a good mortgage contact or call one of the Cincinnati mortgage professionals that I trust and work with on a daily basis.
* Decide what is really important to you. Do you like a bedroom on the first floor or do you want them all on the second? Think about your lifestyle and needs and write it down. Do you really want an open floor plan or do you like more formal spaces? Must have a fence? Figure out how much it would cost to build one. When you really know what you want you’re decision making will come very easy.
* Partner with a good Realtor. I’m not just saying this because I’m a Realtor…but we eat, sleep, and breathe the Cincinnati real estate market. A good Realtor will save you a lot of time by answering all your questions, not showing you homes that don’t fit your needs, pointing you towards great neighborhood resources, and helping you probe yourself to find out what is really important to you in a home.
* Spend some quality time with your neighborhood. Settled on a neighborhood or two? Go spend some time there. Walk the streets. Drive from that neighborhood to work. Check out the nightlife. Take your dog to the park. Visit the neighborhood at different times throughout the day. You’ll soon figure out if it is home or not! Buying a home can be a stressful experience, but it certainly doesn’t have to be! With a little preparation and the right guidance throughout, you’ll feel right at home. If you are looking to buy a home in Cincinnati this year please get in touch with me ASAP (especially first time home buyers). Some price ranges and neighborhoods are moving very fast and experiencing multiple offers. Want to find out about these hot properties first thing?