Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
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Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
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Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Usually people refinance to lower their interest rate. However, people don't realize that there are several refinancing cost that are associated with doing so. This is a list of fees that can be associated with refinancing.
1. Mortgage Application Fee - This is a fee that the lender will charge you for taking your application, checking your credit score and other tasks associated with the application process. It may cost you $100 to $350.
2. Origination Fees - This is a percentage of the loan amount (not the purchase price) and usually is around 1% of your loan amount. For example if you take out a loan for $200,000 one point would be $2,000.
3. Attorney Fees - You may or may not have to pay attorney fees. That depends on the lender but if you do it could cost between $400 and $500.
4. Title Search and Insurance - This is the cost for the lender to make sure you own the property. Your lender will search at public record. This fee has a formula and it is $3.33 per $1000 for the first $50,000, $275 per $1000 for the next $50,000 and 2.20 for all over $100,000 plus 6% tax.
5. Prepayment Penalty - You may or may not have to pay this fee depending on the type of loan that you took out originally. You should check your loan documents and if you have to pay a prepayment fee associated with paying it off early it should state the amount of the fee in your loan document.
6. Appraisal Fee -You will need to pay an appraisal fee for the new loan. They want to see how much equity is in your current home and make sure it is worth your collateral price. This fee can cost you $350 to $400.
7. Other Refinancing Costs - You should always ask your lender what costs will be associated with your loan. They should provide you with a Good Faith Estimate to make you aware of any associated fees.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.