Depsite an improving economy and government efforts to keep homeowners in their homes (HAFA and HAMP programs), foreclosures are still on the rise, especially in California. The San Francisco Bay Area has been especially hard hit. Some statistics: In 2010, foreclosure activity increased in 149 of the nation's 206 metropolitan areas with a population of 200,000 or more, according the foreclosure tracking company RealtyTrac. Also in 2010, more than 2.8 million homes in the U.S. had foreclosure filings. Banks, investors, and new homebuyers are often the ones to profit from foreclosures. Currently, in Alameda County, there are more than 7,000 properties in the foreclosure process. This does not include properties that have been sold at an auction. Every day, more properties are added to that number as Notice of Trustee Sales are filed. The good news is that there IS help for struggling homeowners. As a REALTOR, part of my job is to provide homeowners with the help they need. I have 23 years of experience in this industry, and I have all the tools required to help struggling homeowners with a loan modification or short sale. In this housing market and economy, homeowners can't afford to not consider their options. Foreclosure is not the only answer! If you or someone you know needs advice, please give me a call at 510-494-2120.
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