Special offer

It's time to take your financial pulse.

By
Real Estate Agent with Roy Wheeler Realty Co.

doctor with stethoscopeAn annual physical is an important proactive approach to personal health and an annual homeowner advisory can be just as beneficial for you and your finances.

Regardless of whether you're moving, knowing the values of homes similar to yours that have sold recently allows you to keep your hand on the pulse of the market.  It should be interesting to know how many homes in the area have sold, their time on the market and how much current inventory is available.

Even though mortgage rates are starting to creep up, it may be the last opportunity to refinance your home to lower your monthly housing costs.  I can provide a simple analysis showing your monthly savings and how long it will take to recapture the cost of refinancing.

A good strategy might be to continue making the higher payment from your current mortgage on the newly refinanced mortgage in order to pay the principal down faster.  It will build equity faster and shorten the term of your fixed rate mortgage.

Maybe you'd like to know how much extra you'll need to pay on your mortgage each month to get it paid off by a certain date.  I can quickly calculate that amount and send it to you.

Don't forget to call whenever you need a recommendation of a painter, plumber or other workmen.  We're constantly evaluating service providers based on work done on the homes we're selling.

Contact me if you want information on any of the following:

  • List of properties sold and available near subject
  • Refinancing analysis to lower your cost of housing
  • Estimate to pay off the home within a specific period of time
  • Repairmen and contractor recommendations
  • Information on rental property opportunities

I offer these services as a regular part of my real estate business; I hope you will think of me when you buy, sell or hear of someone who does.

Comments(8)

Kim & Kristine Halverson
Sotheby's & Knipe ERA - Bend, OR
Sisters, Realtors

What a great service you are offering!  Yes, rates are creeping up.  No snoozing!  Kristine :)

Feb 10, 2011 04:51 PM
Vickie Nagy
Coldwell Banker Residential Real Estate - Palm Springs, CA
Vickie Jean the Palm Springs Condo Queen
Great post. It's important to be the source that people rely on. And by the way, I love your flickr trailer of past sales.
Feb 10, 2011 04:54 PM
Tim Lorenz
TIM LORENZ - Elite Home Sales Team - Mission Viejo, CA
949 874-2247

I have always believed it is good business to be of service to my clients.  Good to see you feel the same.

Feb 10, 2011 05:27 PM
Andrea Swiedler
Berkshire Hathaway HomeServices New England Properties - New Milford, CT
Realtor, Southern Litchfield County CT

Great service you provide, over and above!

Feb 10, 2011 10:09 PM
Virginia Gardner
Roy Wheeler Realty Co. - Charlottesville, VA
Realtor, Charlottesville, Serving Central Virginia

Vicky, re, the slideshow, thank you. 

Regarding the content of the post, I really do wish people would call me between real estate events. particularly before they make significant changes to their house!

Feb 10, 2011 11:58 PM
Shannon Milligan, Richmond VA Real Estate Agent/Associate Broker
RVA Home Team - Richmond, VA
RVA Home Team - Winning with Integrity.

If I ever have someone looking to move to Charlottesville, you will be the first one I call! It's wonderful to offer all of these services and so important to keep on top of what is happening in your neighborhood!

Feb 11, 2011 05:55 AM
Wallace S. Gibson, CPM
Gibson Management Group, Ltd. - Charlottesville, VA
LandlordWhisperer

Relying on the tax assessors estimation of value is no longer the benchmark it used to be as it is WAY too old and done done by comp sales

Feb 11, 2011 10:52 PM
Virginia Gardner
Roy Wheeler Realty Co. - Charlottesville, VA
Realtor, Charlottesville, Serving Central Virginia

Why, thank you Shannon.

Believe it or not, Wallace, the assessment values are much closer to reality than they've been in years.  I'n Albemarle County, anyway; not sure about the surrounding counties.

Feb 12, 2011 12:12 AM