Texas Foreclosure Process Part 1

In Texas the foreclosure for nonpayment of a purchase money mortgage (Home equity loans must be foreclosed judicially) can be a quick process.

The process could take as little as 41 days depending on the timing between the required notices being mailed and the actual foreclosure sale.

All foreclosure sales in Texas are held on the first Tuesday of the month between 10 a.m. and 4p.m.  So a foreclosure sale could take place on New Years day.

The commissioner's court is responsible for designating the location of the sale.  Most times it is conducted at the county courthouse, but any locations near the courthouse which is accessible to the public could be used.

In part 2 we will discuss the first required notice of foreclosure