Home > Blogs > David Baker > Small Business and Personal Insurance in 48 States

Real Estate Agents Business Owners Policies / General Liability Policies

By David Baker

Services for Real Estate Pros with Stratum Insurance Agency, LLC

February 20, 2011 10:48 AM

Real Estate Agents Business Owners Policies / General Liability Policies (available in over 30 states) 949-270-0609 (Main Number)

Business owners policies (commonly referred to as BOPs) often contain a package of coverages that include general liability, business personal property coverage, loss of business income coverage or more. Stratum Insurance Agency LLC sells these policies with premiums starting at $370 in many states from top-rated insurance carriers. Home-based businesses are often eligible for an even lower starting premium. Use one of the links below for a quote.

While many real estate agencies and brokerages already have E&O (errors and omissions insurance), many lack a business owners policy to help protect them from claims for bodily injury and property damage, as well as office liability exposures. Some people refer to this as "slip and fall coverage" or "that insurance that your landlord requires you to buy".

There are many valuable insurance coverages provided by a business owners policy, such as:

General Liability Insurance
Loss of Business Income
Personal & Advertising Injury
Equipment and Property Coverage
Valuable Papers Coverage
Accounts Receivable Coverage
And So Much More!

Stratum Insurance Agency LLC represents multiple carriers in many states across the US to help real estate professionals find the right policy for their needs. If you need to add your landlord or a furniture leasing company to the policy, just let us know. Home-based businesses can use the links below for quotes as well. If you have been told that you need a waiver of subrogation for one of your additional insureds, just let us know.

Request and Insurance Quote