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Save Money on Your Florida Home Owners Insurance with Wind Mitigation

By
Real Estate Agent with Sailwinds Realty

Save Money on Your Florida Home Owners Insurance with Wind Mitigation

 

Are you aware that in Florida you can reduce your home- Save Money on Your Florida Home Owners Insurance with Wind Mitigationowner’s insurance by  a substantial amount if you have a wind mitigation inspection, and your home qualifies.


Most existing homes have one or more wind resistive construction features and may qualify for some insurance discounts. In addition, houses built after 1994 in Miami-Dade or Broward Counties and houses built after 2002 in the rest of the state have many wind resistive construction features and will likely qualify for credits.


Did you know that some home inspectors can do a wind mitigation inspection for you and submit it to your insurance company. The insurance company then submits it to their underwriters and in one to three weeks will let you know what your savings is. We just had this done and reduced our insurance by $500 a year.  You can use this calculator to determine what your savings might be. The inspection fee varies but most charge $75-$125. Your insurance savings can be anywhere from $100-$600 per year.

 
Call Mike Bahr of Pillar to Post Inspections. Mike does a great job of home inspections (determined by sq.footage), wind mitigation ($95), and roof certification $65). You can reach Mike at 727-233-3090.
And check out his website

 Part of the series: Highlighting Businesses of West Pasco

 

 

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Thinking of Selling Your Home in Trinity-New Port Richey to Hudson?
Craig and I have been selling in this area for 20+ years.
Call Me or email my assistant, Shayna.
 
 
Toni Weidman-New Port Richey FL Shayna Weidman
Toni Weidman
 Broker-associate
Florida Luxury Realty
Trinity, FL 34655
727-237-0083
Websites
 
 email: homesbytoni@gmail.com                            
 
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Comments(8)

Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Toni, this is great information for those needing to reduce the cost of insurance!    I had no idea this was available!

Feb 25, 2011 01:58 AM
Toni Weidman
Sailwinds Realty - Trinity, FL
20+ Years Selling Homes in New Port Richey, FL

I don't know if it's available all over the country, Joan. I know that here with the increasing cost of home owner's insurance, anything that can help with reducing it is great!

Feb 25, 2011 02:05 AM
Debbie Walsh
SHAHAR Management - Middletown, NY
Hudson Valley NY Real Estate 845.283-3036

I did not know this and this is one of those posts that I wish I could reblog.  :-(

Feb 25, 2011 08:07 AM
Toni Weidman
Sailwinds Realty - Trinity, FL
20+ Years Selling Homes in New Port Richey, FL

I heard that Reblog isn't working? Thanks anyway, Debra.

Feb 25, 2011 08:13 AM
Barbara-Jo Roberts Berberi, MA, PSA, TRC - Greater Clearwater Florida Residential Real Estate Professional
Charles Rutenberg Realty - Clearwater, FL
Palm Harbor, Dunedin, Clearwater, Safety Harbor

Absolutely! Wind mitigation saves a bundle of cash and can be done by any home inspector worth his salt!

Feb 25, 2011 09:16 AM
Rob Thomas
Prestige Homes of The Tri Cities, Inc. CALL....423-341-6954 - Bristol, TN
Bristol TN-VA & Tri Cities Agent, ABR, GRI, e-Pro

Good Morning Toni...That's great info! That should save people a lot of $$$$
Hope you have a great day!---Rob

Feb 25, 2011 11:06 PM
Toni Weidman
Sailwinds Realty - Trinity, FL
20+ Years Selling Homes in New Port Richey, FL

Barbara-Jo, it's my understanding that the inspector has to have a certification in order to be able to submit the report to the insurance company.

 

Feb 26, 2011 12:23 AM
Toni Weidman
Sailwinds Realty - Trinity, FL
20+ Years Selling Homes in New Port Richey, FL

Rob - that's the idea! Thank you and have a wonderful weekend.

Feb 26, 2011 12:24 AM