Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Many consumers are counting down the days... 147 to be exact, until the FACS Act goes into effect.
Credit scores are critical for American consumers, especially in a struggling economy. Higher credit scores often mean lower interest payments for credit cards, automobiles and home mortgages. Consumers who have taken advantage of their one free credit report per year are often surprised to find out it does not include their actual credit score.
That will be rectified come July when the FACS Act (Fair Access to Credit Scores Act), sponsored by Sen. Mark Udall (D-Co.) and part of the Wall Street financial reform package, goes into effect. The FACS Act mandates that anyone making a negative decision based on an applicant's credit score must disclose the information so consumers can take action to improve it. On July 22, 2011 the FACS Act goes into effect. The FACS Act, or Fair Access to Credit Scores Act, is part of the financial overhaul better known as "FinReg."
The FACS Act requires anyone who uses a credit score as their basis for an adverse decision, of any kind, to disclose that score to the applicant. This includes lenders, insurance companies, automotive loans, department stores, utility companies and property management companies. The score disclosure requirement will apply for a credit denial or an adverse approval.
The requirements of the FACS Act are more comprehensive than those of the Risk Based Pricing rules and they're much easier for lenders to understand their obligations.
Who Gets Left Out in The Cold- Neither the Risk Based Pricing rules nor the FACS Act allow for us to get free copies of our credit scores annually like we can get our free credit reports annually through www.annualcreditreport.com.
You have to, at least, apply for something in order for the free score to be a possibility. The argument is that if you've been approved for whatever you're applying for at the best rate then you have good enough scores and have less of a reason to see them.
Is this a valid argument? I'll let you decide.
For more details of the legislation check out MainStreet's look at what the FACS Act covers.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.