After the most fabulous summer, with sun almost every day and even a freak storm in August with lightening and thunder, now we are having our usual fantastic fall weather. I'm not sure if was because of global warming, or Mother Nature who rewarded us with the best summer in the 18 years I've been here, because she shorted us on rainfall this year. Because of the hot weather inland our beaches were buzzin' more than usual. I wish I could say, so was the real estate market. We're still in the doldrums with the ever increasing inventory out pacing the buyers. Homes are still selling, although at a sluggish pace. Foreclosures are up in the inland areas that have lots of new housing tracts with many homes purchased with adjustable loans and little down payments. The coast isn't foreclosure proof, but because of the high cost of homes, with jumbo loans and a 20% down payment, buyers have a lot of money invested in their purchase, which seems to result in fewer foreclosures. Maybe with the Fed rate down to 4.75% some of those who couldn't refinance their adjustable loans can better qualify now.