Tessa MacDougall, Financial & Insurance Advice
Tessa MacDougall, Financial & Insurance Advice

I have just added a great new team player to my Team, she's an Insurance and Financial Advisor who works independently as an Insurance and Investment broker.  I am proud to have her on my team and am sharing this BIO to help her get started as a member of the team.  To give you a little more about what she can do for people, here is a short blurb of her experience and her services in her own words:

"I set up both life and health insurance for individuals and families (also can do disability and Long Term Care). I am just now starting to work with investments and wealth so for the time being I would say I am just specializing in insurance. On the life insurance side, I sell both term and permanent insurance. Term is the most recognizable kind where it recovers a relatively short term need such as a mortgage or other outstanding debts. Many families use it for income replacement if either spouse were to experience an untimely death to maintain the standard of living for the remaining family members.

Permanent insurance can be used for a number of things but the basic premise is you pay for life (there are options that are paid-up after a certain amount of years) and at the end of your life your beneficiaries receive the payout. This is good for estate preservation and paying taxes upon your death, or even just to establish a gift to beneficiaries.

I also establish Critical Illness Insurance which is really an amazing product. It pays a lump sum payment if you are diagnosed with one of many (cancer, heart attack, stroke, etc.) critical illnesses. It also allows you to get all of your money back after at least 15 years if you have not used the coverage. This allows you financially deal with the consequences of a serious illness while also paying you back if you do not get sick. It is an extremely smart policy to own and I really enjoy showing people what it can do for them.

More specific to you, clients must often wonder about mortgage insurance. I do not recommend getting it through the bank or lenders because it is an inferior product and is underwritten at the time of claim. I like to educate people on the differences and often save them money by purchasing a term product to at least cover their mortgage. There are options where you can combine life and critical illness which is very popular for homeowners as well.

I realize this is an extremely long winded e-mail but I wanted to give you a little better idea of what I want my network to portray about my services. I also would like to know a lot about what other members of our networking group do specifically and the solutions they provide for people. I like having personal relationships with people to learn from them as well. I find I learn the most from speaking with others, learning from their experiences, and taking their advice.

I consider myself a resource for my clients and the more good people and professionals I know I believe makes me a better advisor. Because I discuss such a wide range of financial topics with my clients I come across people that are asking questions about buying a home, mortgages, and a variety of other topics. I think having a network of established, responsible, andcommitted professionals enables me to be a better resource for my clients.

I really enjoy meeting people and helping them achieve their goals. I like to provide solutions and do not push people to make ecisions that they are not comfortable with or do not see the value in."

Tessa MacDougall, B.Sc.
Financial & Insurance Advisor
Metrotower II,
4720 Kingsway, Suite 720
Burnaby, BC V5H 4N2
Bus: 604-438-5528 ext 2584
Cell: 604-649-0925
Fax: 604-438-5562

REFERENCES:
IMAGE CREDIT: http://www.financialconsultants.ie/Images/dow.jpg



Let's do coffee or lunch!
TeamYVR Real Estate Agents

JARK KRYSINSKI, REALTOR
®, BA.Hon, ABR, IRES, 100% CLUB, IMSD®, LLB
TeamYVR Real Estate Agent, Team Lead, Top Producer, Workaholic 
RE/MAX Crest Realty Westside, 1428 W. 7th Ave, Vancouver, B.C., V6H 1C1
DIRECT: 604.790.9945 | TOLL FREE: 1.855.TEAM.YVR (1.855.832.6987)
Office: 604.602.1111 ext. 116 | Fax: 604.602.9191 ("ATTN Jark, TeamYVR") 
1. www.TEAMYVR.com "JARK KRYSINSKI @ OUR TEAM, 'TEAMYVR' ONLINE!" 
2. BCCondos.net/city-east-vancouver "All Condos in East Van by TeamYVR!"
3. BCCondos.net/city-ladner "All Condos in Ladner by TeamYVR"
4. BCCondos.net/city-tsawwassen "All Condos in Tsawassen by TeamYVR!"
5. www.MEETUP.COM/BridgeMakers "Meet Jark in Vancouver, Group Leader" 
6. www.MEETUP.com/BridgeMakersDowntown "Meet Jark in Downtown, Group Founder"
7. www.MEETUP.com/BridgeMakersRichmond "Meet Jark in Richmond, Group Founder"
8. www.MEETUP.com/BusinessBuilders "Jark Teaching Investing, Group Speaker" 
9. www.BRIDGEMAKERSGROUP.com "Vancouver Business Group" 
10. www.BIGRICHGROUP.com "Meet Jark in his Richmond Group, Group Co-Host" 
11. www.MEETUP.com/3Metro "Jark's Business Group in Burnaby"
12. www.MEETUP.com/MiddlePeople "Jark Teaching Sophisticated Investments"
13. www.TWITTER.com/SOLDbyJARK "Find us on Twitter"
14. www.FACEBOOK.com/JarkTheSaint "Find us on Facebook"
15. http://d553bf1.ACTIVERAIN.com/ "Top 3 Realtor in Vancouver, BC, Canada!"
      "I Work Hard & Stop Being Tired & Feel Awesome Instead!"
 
CONFIDENTIALITY NOTICE: ALL information contained in this message & ALL attached documents is privileged and confidential and is intended ONLY for the use of the individual(s) or entity/entities named above and in the person addressed in the body of my email. Any other use, dissemination, distribution, disclosure or copy of this transmission is strictly UNauthorized. If you are not the intended recipient or if you have otherwise received this message in error, please (1) immediately notify JARK@TEAMYVR.COM by return e-mail so that we may arrange to re-send the message to the intended recipient and (2) delete any copy of this message or attached documents. Please also note that e-mail transmissions cannot be guaranteed to be secure or error-free as information could be intercepted, corrupted, lost, destroyed, arrive late or incomplete, or contain viruses; The sender therefore does not accept ANY liability for any errors or omissions in the contents of this message which arise as a result of e-mail transmission.
 
 
This post has been included in British Columbia Real Estate News Greater Vancouver, BC Real Estate News Burnaby, BC Real Estate News
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Jark Krysinski, TeamYVR Team Leader BA,ABR,IRES,IMSD,LLB

Vancouver, BC

More about me…

REMAX CREST REALTY WESTSIDE

Address: 1428 W. 7th Ave, Vancouver, BC, V6H 1C1

Office Phone: (604) 602-1111

Cell Phone: (604) 790-9945

Email Me

Hello, my name is Jark! I have been a real estate investor for the past 15 years, predominately in the Greater Vancouver area but also in the developing real-estate locales of Whistler as well as Revelstoke. I share my research and writing on a daily basis as an added service to my clients. It's important to realize that REALTORS are not only sales people but are also scholars of Real Estate in their own right. The hundreds of articles I've published serve to exemplify this point. In Vancouver specifically, I’ve bought and sold more than four businesses of my own – prior to licensing as a real estate licensee – and have bought three passive real-estate holdings. If you’re looking for an agent who’s not only thought about real estate but has also bought and sold his own properties, and taken his own calculated risks, give me a holler and we’ll discuss the market and your participation therein. For more than theory, speak to someone who’s empirically on the same page as an experienced real estate investor.


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