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Each month AR runs numerous contests as a way for our members to engage in activities
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Your Homepage will alert you of new questions in your state
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These state pages or hyper-local pages provide content directly related to a specific geographical location.
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If you want a Mortgage Professional who will give you the service that you feel you deserve, contact Bob Amato (NMLS # 8632) and Empire Home Mortgage Inc. (NMLS # 44882). We answer our phones seven days a week until 9PM. Put us to the test! Our toll free number is (866) 742-5227. Visit our website, www.empirehomemortgageinc.com . There you can get answers to all of your financing questions, view rates and search for foreclosed properties in your area.
If you are considering locking in an interest rate for a New York Mortgage or a Florida Mortgage, read this post.
Tuesday’s bond market has opened in negative territory with stocks posting early gains this morning. The Dow is currently up 70 points while the Nasdaq has gained 14 points. The bond market is currently down 6/32, but we may not see an increase in this morning’s mortgage pricing due to strength late yesterday.
There is no relevant economic data scheduled for release again today. The first event of the week is the 10 year Treasury Note auction tomorrow. The 30 year bond sale will be held Thursday. Results of both sales will be posted at 1:00 PM ET on the sale days. If investor demand was high, we may see bonds rally during afternoon trading as it would indicate that investors still have an appetite for longer-term securities. However, weak demand in the sale could lead to selling and an increase to mortgage rates.
The week’s economic data will be posted Thursday and Friday. Until then, look for oil prices and movements in stocks to influence bond trading and mortgage rates. If stock prices continue to move higher, I suspect we will see weakness in bonds and upward changes to mortgage rates.
Friday will probably be the most important day of the week with the Retail Sales report due, while the calmest day could be tomorrow, depending on the stock markets. I am expecting to see the most movement in rates the latter part of the week, so please be careful if still floating an interest rate.
If I were considering financing/refinancing a home, I would.... Lock if my closing was taking place within 7 days... Lock if my closing was taking place between 8 and 20 days... Lock if my closing was taking place between 21 and 60 days... Float if my closing was taking place over 60 days from now... This is only my opinion of what I would do if I were financing a home. It is only an opinion and cannot be guaranteed to be in the best interest of all/any other borrowers.
Empire Home Mortgage Inc. is a registered Mortgage Broker with the NYS and Florida State banking Departments and our loans are arranged through third party providers.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.