Travel Tips to Protect You Financially

Credit Cards

No matter if you are traveling to another state to tour homes for your relocation or traveling abroad for a little vacation, it is important to protect your credit! Below are some great tips by USAA Magazine to keep you financially safe on your journey:

1.       Share your plans. Banks look out for purchases that vary from your usual spending pattern. So, whether you rent a car in Tahiti or make a $3 gas purchase  in another state, your action could trigger a fraud alert at your bank. To avoid hassles, notify your card company of your travel plans.

2.       Factor in fees. Before deciding which cards to take on your trip, study how much each charges for cash advances, ATM withdrawals and foreign transactions. A little homework can save you money.

3.       Slim down your wallet. Decide which cards to leave behind and lock them up. You'll eliminate bulk and secure your cards.

4.       Say "Local currency, please." When abroad, you'll be asked if you'd like to have your card transaction processed in U.S. dollars. Choose local currency instead. Why? Merchants may tack their own currency conversion charges on top of your card's foreign-transaction fee.

5.       Make copies, and store them safely. If your cards are lost or stolen, you'll need your card and bank contact information handy so you can act promptly. Scan or copy both sides of the cards, but don't keep the copies in your luggage, wallet or purse (in case of theft.) Instead, leave them with a trusted friend or relative you can contact immediately.

I hope you found these tips by USAA useful and that you have a great time on your next adventure!

Ready to plan a trip to the Richmond area to tour homes for your next move? Then contact me, Shannon Milligan at Home Sweet Henrico with Keller Williams Realty, and let me light your way to home sweet home on the Henrico County Real Estate or Richmond Real Estate market today! To start your home search, click here: Richmond Area Homes.

 

 

 

 

Shannon Milligan

Home Search Richmond VA

Keller Williams Realty Richmond West

6600 West Broad Street, SUite 150, Richmond, VA 23230

804-248-8207 (cell), 804-282-5901 (office)

www.homesearchrichmondva.com

 

 

 

 
This post has been included in Virginia Real Estate News Henrico County, VA Real Estate News
Post is included in group: Agent Mom
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8 Comments on Travel Tips to Protect You Financially

MAR
10
2011
628,930 Points 1 Featured Post Outside Blog Attended Rain Camp

Shannon, these are all very good tips for any of us to exercise before travel or even at home.
9:17am • #1
258,050 Points 16 Featured Posts Outside Blog Called Shot Master

Barbara - thanks for reading! USAA always has great tips to pass along!
9:22am • #2
515,928 Points 20 Featured Posts Outside Blog Called Shot Master

Hi Shannon,  Good post.  I have lots of cards, but they are playing cards.  Oh I do have a plastic card for gas but I can never win using it.  I always get a bill.  Have a good day.  Hope it is sunny for you today.
9:48am • #3
258,050 Points 16 Featured Posts Outside Blog Called Shot Master

Will - wish it were nice and sunny here...it has been raining all night, but we do need it! Have a good one!
9:58am • #4
MAR
11
2011
201,840 Points Outside Blog Called Shot Master

Hi Shannon,

Great tips for travel. I love to learn something new and today you taught me about currency conversion charges!

Well, here we are winding up another week. 

Best regards,
11:15am • #5
258,050 Points 16 Featured Posts Outside Blog Called Shot Master

Judi - glad to help! Hope you have a fantastic weekend!
7:56pm • #6
210,274 Points Hit Router Called Shot Master

Hi Shannon great tips If I can add one it would be if traveling overseas to let the local embassy know your plans-too much violence against americans these days
9:53pm • #7
MAR
12
2011
258,050 Points 16 Featured Posts Outside Blog Called Shot Master

Tim - add away! That is also a terrific tip! And very true.
10:32am • #8


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