Are you considering making this the year be come a first time home buyer in Minnesota?  You are not alone!  Many people today are considering making use of creative loan programs designed to help Minnesota first time home buyers.

Register online for our first time buyers seminars at www.mnseminars.com

Minnesota First Time Buyer’s Seminar Topics

In our seminars we will cover all of the topics that will concern a first time homebuyer.

How much do I need for a down payment and will I qualify for down payment assistance? While some programs still exist for no money down home loans, most programs will require at least some money down today.  However for many borrowers, there are Minnesota down payment assistance funds available.  We’ll talk about this as well as how to apply for the programs as well.

How much is a monthly payment on a house?  We’ll review how monthly payments work, what’s included in them and how to make them affordable.  We’ll review various fixed rate mortgage programs as well as federal government endorsed adjustable rate programs.  We’ll cover the difference between FHA loans as well as conventional loans in the state of Minnesota.

How do I buy a foreclosure or short sale?  In our seminar we’ll talk about the differences between the two and the best way to negotiate.on this type of property.

We’ll cover important topics such as how to get the seller to pay your closing costs on  a first time buyer loan.  The amount a seller can pay will vary widely not only on the type of first time buyer program but on the the type of seller as well.

There is no cost or obligation when you attend the seminar.  It’s a great way to gain information on all that is offered to Minnesota first time buyers. 

Registration is fast and easy.  Just go to www.mnseminars.com and register today!