Just like to commercial* says, "People are smart." They know a good deal when they hear one....
I came across a report that said that there are a few trends emerging with mortgages:
- Choosing a Fixed Mortgage for a Re-Fi
- Going with an ARM for a purchase
- Consolidate debt into the refi
- Go with a local agent
You can read the entire report here.
*I don't know about you guys, but that commercial kind of creeps me out. I mean, what is that guy with the pointer? A squirrel? A guy with a funky beard and goggles and aviator's cap? And what with the eyebrows? Are those even eyebrows? Is he smiling? Is he bucktoothed? Is there really no difference between a "magician" and an "illusionist"? Wait, is that guy supposed to be the magician? ... Quick TiVo, fast forward!
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