Do I feel violated? YES!!! Someone went on a midnight shopping spree using my bank debit/credit card!
The card is always in my possession! I am the only one using it! This must be pretty safe, right? WRONG!!!
The bank called me asking about several charges, which were not mine. It seems someone shopped in an Apple Store and at Avon On-Line in the wee hours of the morning. NOW, I would never have been shopping at that time - if I am awake at that time, you can bet I will be on ActiveRain!
The bank had to close out that card, which means I am without a card for that account for a couple of weeks while a new card is being issued. Only bothersome thing about this is all my business charges are automatically deducted - website, Realtor.com, ActiveRain, letterhead, MLS dues, etc. etc. Gosh, I hope I am not disconnected or cut off from something!
I will have to go by the bank and fill out dispute forms. It will get settled, but what a pain. Worst thing is the fear that someone could have cleaned out my bank account, had my bank not been on the ball!
Thank goodness, my hometown bank caught these charges and made the call! I don't know what made them question the charges, perhaps the time of night the charges were made.
Bottom line, we should check our accounts daily. My card number could have been taken at a store where I shopped or someone could have managed to get into my computer. I never shop on line unless I am on my PC, never from a laptop or iPad.
Scary stuff! Be forwarded, if it happened to me, it could happen to anyone. You may want to check with your bank to be sure what their policy is when this happens.
I do love doing business with my hometown bank, American National Bank of Texas. I am a real person at my bank, not a number. Another good reason for doing business with the hometown folks!
Shop, Bank, Dine....Do It All With The Hometown folks!
Living & Loving Rockwall County, Texas
My Kind of Hometown