"Home insurance policies are long, complicated and written in legalese. But it can really pay to know what's in yours and how it works. Insurance is a complex product and there's no harm and no shame in not fully understanding it," says Alessandro Iuppa, president of the National Association of Insurance Commissioners and superintendent of insurance for Maine. "Most people don't read a policy until they've had a claim denied, and that's too late."
Read more: Insurance Basics, Ch. 3: Understanding your home insurance policy http://www.bankrate.com/finance/insurance/understanding-your-home-insurance-policy-1.aspx#ixzz1IefVyTlT
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Based on sales by GGAR members and CRS data.
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