If you contact me I will help you get prequalified as many do not know the first thing how to do this.
I will show you houses within the prequalification amount to keep in your budget, this way you are not wasting your time looking at houses that you can't afford. This is why its important to get prequalifed or preapproved ! Make sure your loan officer pulls your credit, knows your total income. Once your credit is pulled, they will look at your debt to income ratio, they will tell you if you can buy a house at this time, if so.........what max amount you should be looking at !!
Many first time buyers do not have any money down, if the credit is good enough chances are you may qualify for a USDA loan with closing costs rolled in. Everyone needs to keep tabs on their credit score and check yearly all 3 reports !!! The higher your score, less debt you have, chances are you will get a better interest rate !
I am a motivated Real Estate Agent who works with you from beginning to end of closing ! I do call my clients back immediately and I do not wait for days or weeks to call them ! I work in the Martinsville, Henry County, Va. area................we have lots of properties on the market, close to the Blue Ridge Parkway and the mountains!
I work with many first time buyers up to high end buyers and investors. I love my work and I will work for you !
You can visit my website at www.ineztoney.com also my company website is www.berryelliott.com
I work for BERRY ELLIOTT,INC in Martinsville, Va. ! I have been in Real Estate 2 years (since end of 2005).
My first year in 2006 I was awarded the "ROOKIE OF THE YEAR" and sold more than ONE MILLION IN SALES ! I received another award for that ! I love working with people and it satisfies me when I see a buyer or seller happy !
I have a 4 year degree in Business Management, before Real Estate I worked as an Engineer for SPRINT for 17 years ! I always had real estate on my mind and so glad I pursued this dream!
LET ME FIND YOU YOUR DREAMHOUSE OR INVESTMENT PROPERTY OR IF YOU HAVE A HOME TO SELL ALLOW ME TO LIST IT !!
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