Conventional Loans with 5% down payment in California - 95% financing options

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Mortgage and Lending with VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender NMLS 220268 / 3035

Conventional Loans with 5% down payment in California - 95% financing options

VanDyk Mortgage offers Conventional Purchase loans up to $417,000 with just a 5% down payment.   Here are some basic details:

California and Washington state are now eligible for our Conventional Fannie Mae Loans up to 95% Loan to Value - Only 5% down payment is required.   We do not consider CA a declining market, so we are able to offer these enhance financing options for Conventional loans.

Minimum credit score = 660

Maximum Debt Ratio = 41%  (up to 45% Debt Ratio with a 720+ Fico score)

Condo's OK to 95%!

Loan amounts up to $417,000 (that would be a purchase price up to $438K with 5% down).

If you don't have a 680 middle score, or have a slightly higher debt ratio,  we can still help with our FHA Loans.   If your purchase price is higher than $438K, FHA Jumbo may be able to help as well.  

Give us a call to get started - 760-752-4480.  

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Rainmaker
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Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
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