Let's go back to before the race...

Once upon a time, there lived a Thoroughbred stallion who went by the racing name of Foregoing Risk.  He was trained and groomed by all the best trainers.  The public loved him.  He was a sure bet for any race.

Well one day, a new horse, a gelding by the name of Adventures Rising, showed up in the circuit.  He had been brought up by the same breeders, but received different training.  Adventures had spent almost all of its training to be the first horse out of the gate.  He was steady with his pace just like Foregoing, but after a couple furlongs he became a little unpredictable.

So after much controversy and hype as of to which horse was the best, they plut together a race.  The big day has come.  Their are fans for each racer.  The odds are favoring Foregoing to win overall, but Adventures is almost neck and neck with the odds postings.

The horses with their jockies are getting setup in the boxes.  The gates have been thrown open.  As predicted Adventures takes an early commanding lead.  Foregoing is holding true to his training... a nice steady pace.

Adventures looks like he is beginning to be tire and then another burst of energy  keeps him ahead.

But wait, what's this? Is Forgoing catching a sudden burst of energy?  He is coming around the bend.  The timers have him at only 1.1 thousandths of a second behind Adventures.  Could he win?  It going to be a photo finish... and the winner is...

To find out which horse you should be betting on and which one will win, call you local mortgage professional.

Mortgage rates on fixed rate mortgages are closing in on adjustable rate mortgages.  This week 30 year fixed rate mortgages saw an .11% difference in rate from a 5/1 ARM.  Now is the time to find out if your money is on the right horse. (This data was provided by http://www.bankrate.com/)