5 Uncommon Ways To Raise Your Credit Score

Source: Bankrate.com | May 11, 2011

When it comes to cultivating a credit score, you've probably got the good citizen routine down cold. You pay on time, try to wipe out the entire balance every month and never close too many accounts at once. Beyond the basics, though, many consumers are still in the dark about what makes their credit scores go up and down. Consumers understand that the credit utilization ratio - the total amount of revolving credit someone uses in a month, compared to the amount of available credit they have - is a major factor in calculating a score. But did you know that it's often calculated from the total on the statement date, not the due date? So even if you pay balances in full every month, a card issuer may report a balance. And that can hurt your credit score. Here are five ways you can use that bit of knowledge, along with some other expert know-how, to boost your credit rating. [Read this article]

The homes I post are HUD properties. To view all HUD properties available in the state, please visit: www.hudhomestore.com. For more information, please visit: www.hudpemco.com.

I am more than happy to help you and answer any questions you may have in regards to access HUD homes, and the home buying process.

Have a great day.

Sincerely,
Ron Gersch
815-405-2401
www.illinoishudsite.com

 

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Ron Gersch

Joliet, IL

More about me…

Remax of Joliet

Address: Joliet, IL, 60431

Office Phone: (815) 405-2401

Email Me

I have been a Realtor for 22 years, selling homes primarily in Will County of Illinois. I enjoy posting housing articles as well as articles on the economy. The homes I post are HUD properties. To view all HUD properties available in the state, please visit: www.hudhomestore.com. For more information, please visit: www.hudpemco.com. I am more than happy to help you and answer any questions you may have in regards to access HUD homes, and the home buying process. Have a great day. Sincerely, Ron Gersch


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