Just the title alone is eye-opening!

This is a reblog, and I always disable comments on reblogs. If you would like to leave a comment, click on the link below and leave your comment with Nevin who did all the work on this post and deserves your support with your comments.

Via Nevin Williams, America's best mortgage pro! (First Priority Financial, San Diego jumbo & conventional ):

When you decide it is finally time to buy a home of your own my advice to you is to do it backwards.  Forget looking at homes.  Let me explain:  If you need shoes you try on shoes first and then go to the register to pay.  In home buying you have to do it backwards.  This is because when you go to the register you know you have enough money to pay for your shoes.  When it comes to a home it's a different story.

I don't care if you make over one million dollars a year - all kinds of people from all economic classes get denied home loans every day. Something on your tax return or time on the job can be a loan killer.  First you have to find out if you can get a loan. Think of it as going to the register first then find your shoes.

So, if you want to buy a home you need to talk to me first. There is a reason loan officers must meet educational and testing requirements along with background checks to be able to ascertain if you will get a loan. It's because we know having good credit and a good income isn't enough, especially these days.

I know you are chomping at the bit to look at homes but don't waste everybody's time including your own.  Make sure you have financing in place first.

Get pre approved                Check your credit                Mortgage Calculators

 

 

 

follow me scubaskifish on Twitter

 

 

 

North County

*1902 Wright St 2nd floor Carlsbad CA 92008

New Office!

2990 Jamacha Road #136  El Cajon CA 92019

Nevin Williams NMLS #69651

*Not a licensed office location

EHO

 

 

♪♫♫♫♪

 

For great photography tips and tricks, follow Russel Ray Photos on Wordpress.
Russel Ray Photos

 

For the best in home inspections and home maintenance,
follow Russel Ray's Real Estate Solutions web site on WordPress.

Real Estate Solutions — Unlocking the secrets of your home

 

♪♫♫♫♪

 

If you're looking for a great real estate agent in San Diego, well,
let me Google one for you.

I'm available 24/7, so feel free to contact me by phone or email.

Jim Frimmer, Realtor
Century 21 Award Mission Valley
California DRE License #01458572
619-729-5701
jimfrimmer@century21award.com
Mission Valley Living

♪♫♫♫♪

Click here to subscribe to Jim's blog

 

0 Comments on Homebuyers- when you buy a home do it backwards!

Comments have been disabled by the author