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Top 10 Things Not Covered In A Home Inspection

By
Home Inspector with Poway,La Jolla,Del Mar,Mira Mesa,Carlsbad,Escondido,Temecula

Top 10 Things Not Covered In A Home Inspection


Potential home inspection clients ask me, "Do you cover this? Do you cover that?". There is much confusion as to what is and is not covered in a home inspection. Since there are "Top 10" lists for just about everything else, I've made a list of the top 10 things not covered in a home inspection:


1.   Low-voltage systems

  • Computer, phone, built-in audio, intercom systems, landscape lighting, security, irrigation systems, etc. (I offer an inspection upgrade which includes evaluation of the irrigation system.)

2.   Accessory items

  • Fountains, water purification systems, shower steamer units, water circulator pumps, remote control units, mechanical driveway gates, etc.

3.   Inaccessible systems or components

  • Outside area drains, components within walls or ceilings, padlocked electrical panels, locked rooms, attic areas too cluttered for access or with limited clearance, etc.

4.   Termite/Pest inspection

  • Although I note dry rot or termite-damaged areas that I see during my home inspection, I advise my clients to refer to the termite report. A licensed pest inspection company provides an extensive evaluation and prescribes remedies for treatment.

5.   Septic and well inspection 

  • These specialized inspections are available through private contractors.

6.   Environmental testing

  • An industrial hygienist, mold, lead paint, or haz-mat specialist can be consulted for environmental testing and clean-up. (When I discover suspected environmental hazards during a home inspection, they are noted in my report. Lab testing is necessary to confirm the presence of hazardous material.)

7.   Check for permits

  • If a home has had alterations, additions, or remodeling, a check for permits is beyond the scope of a home inspection.

8.   Repair or replacement estimates

  • Licensed contractors should be consulted for repair estimates. The California Business & Professions Code prohibits a home inspector from performing any repairs on a home inspected within one year.

9.   Energy efficiency

  • Determining a home's degree of energy efficiency is beyond the scope of a home inspection. (I offer an infrared energy scan for an additional fee.)

 

10. Remaining life of components or       systems

  • One of the questions I get asked most is, "How long will this roof last?" In this case, a roofing contractor can issue a roof certification which will guarantee the roof to be leak-free for a set number of years.


 

 

So, there's my list of top 10 things not covered in a home inspection! Steve Stenros is the owner of First Choice Inspections and is a CREIA MCI inspector. Clients receive a FREE lifetime appliance RecallChek with every standard home inspection. Appointments can be obtained by calling 888-335-3040.

Pat Champion
John Roberts Realty - Eustis, FL
Call the "CHAMPION" for all your real estate needs

Great post this is good information for the home buyer to know they will still need to seek the advice of a professional in some areas.

May 22, 2011 04:07 AM
Steve Stenros
Poway,La Jolla,Del Mar,Mira Mesa,Carlsbad,Escondido,Temecula - San Diego, CA
CREIA MCI, ICC, ACI Home Inspector,San Diego

Pat: When you stop to think about it, there are really a lot of loose ends a home buyer needs to tie up: utiities hook-up, change of address notifications, bank loans, mountains of paperwork, inspections, etc. It can be overwhelming- especially for first-time buyers.

May 22, 2011 04:20 AM
James Loftis
RealEstate911.com - West Palm Beach, FL
RealEstate911.com

Hi Steve,

 Good information to know, thanks for sharing.

May 22, 2011 06:15 AM
Jeff Markell
Empire Home Loans Inc. - Tustin, CA
Sr. Mortgage Consultant - Forward & Reverse

Steve, Thanks for posting this list. When combined with the CREIA Standards of Practice, we have great home inspection information to provide to our clients. They will be well informed...if (as you said) they read it.

May 22, 2011 06:47 AM
Steve Stenros
Poway,La Jolla,Del Mar,Mira Mesa,Carlsbad,Escondido,Temecula - San Diego, CA
CREIA MCI, ICC, ACI Home Inspector,San Diego

Jeffrey: A well-informed client is a satisfied client!

May 22, 2011 07:24 AM
Nor Yeretsian
Envoy Capitol Realty Inc. - Toronto, ON
Envoy Capitol Realty Inc., Brokerage Toronto

Thanks good and useful blog.

Steve, I know we can never cover it all --- if you could do another blog on the Top 10 min. essentials

this would be great !

cheers

Nor

May 22, 2011 07:32 AM
Anne Lok
Berkshire Hathaway HomeServices Toronto Realty - Toronto, ON
Toronto Modern Real Estate

Steve- this is a handy list to remind clients what is not covered, Especiially the state of what's behind walls. I had a recent client purchased a home and stripped the walls to the studs to find out that the structure was termite infested.

May 22, 2011 07:45 AM
Steve Stenros
Poway,La Jolla,Del Mar,Mira Mesa,Carlsbad,Escondido,Temecula - San Diego, CA
CREIA MCI, ICC, ACI Home Inspector,San Diego

Nor: That's a tall order, Nor! There are so many components to a home inspection. A problematic component at one home may not be at another. They are all different- so many variables. I just posted a blog titled My List of Top 10 Home Inspection Defects. It points out the most common issues I find at home inspections. Check it out!

 

Anne: That's a perfect example, Anne. I feel sorry for your clients, but how was anyone to know? Another similar component is the outside area drains. If it is not pouring rain during a home inspection, we Inspectors have no way of knowing whether or not tree roots have invaded.

May 22, 2011 08:20 AM
Dan Edward Phillips
Dan Edward Phillips - Eureka, CA
Realtor and Broker/Owner

Hi Steve, an excellent list for home owners to review before they 'read' the home inspection.

A home inspection does generally provide information on potential major disasters.

May 22, 2011 07:16 PM
Steve Stenros
Poway,La Jolla,Del Mar,Mira Mesa,Carlsbad,Escondido,Temecula - San Diego, CA
CREIA MCI, ICC, ACI Home Inspector,San Diego

Very true, Dan. That's why you give your clients the natural hazards disclosure, right?

May 22, 2011 07:21 PM
Goran Utvic
Goran Utvic Real Estate Broker/Construction Consultant - Chicago, IL
Chicago 2 Flat Specialist

Steve - Great post...First time homebuyers seem to think that the home inspector is going to go through the home with a fine tooth comb.

May 23, 2011 07:00 AM
Steve Stenros
Poway,La Jolla,Del Mar,Mira Mesa,Carlsbad,Escondido,Temecula - San Diego, CA
CREIA MCI, ICC, ACI Home Inspector,San Diego

Goran: I really appreciate the Realtors who educate their clients as to the parameters of a home inspection!

May 23, 2011 08:34 AM
Gary L. Waters Broker Associate, Bucci Realty
Bucci Realty, Inc. - Melbourne, FL
Eighteen Years Experience in Brevard County

It is just as important to know what was not inspected as well as what was checked out.

Sep 26, 2011 12:22 AM
Chuck Carstensen
RE/MAX Results - Elk River, MN
Minnesota/Wisconsin Real Estate Expert

I dont think they do roof certifications anymore. At least not in Minnesota.  Otherwise its good for people to know what is covered and not covered.

Sep 26, 2011 12:52 AM
Lisa Von Domek
Lisa Von Domek Team - Dallas, TX
....Experience Isn't Expensive.... It's Priceless!

The disappointed home buyer is usually the one with the home inspector that did not explain the process throroughly before the inspection.  Good points, Steve, thanks for sharing.

Sep 26, 2011 01:21 AM
David Popoff
DMK Real Estate - Darien, CT
Realtor®,SRS, Green ~ Fairfield County, Ct

Steve, a great list to be aware of and to ask your home inspector, thanks for putting it together.

Sep 26, 2011 02:00 AM
Steve Stenros
Poway,La Jolla,Del Mar,Mira Mesa,Carlsbad,Escondido,Temecula - San Diego, CA
CREIA MCI, ICC, ACI Home Inspector,San Diego

Gary: These items are usually all mentioned in most inspectors' service agreements, but we both know the documents are not always read before they are signed by the client!

Sep 26, 2011 05:19 AM
Steve Stenros
Poway,La Jolla,Del Mar,Mira Mesa,Carlsbad,Escondido,Temecula - San Diego, CA
CREIA MCI, ICC, ACI Home Inspector,San Diego

Chuck: I don't do the roof certifications myself, but I always let my clients know about them if they have roof concerns.

Sep 26, 2011 05:21 AM
Steve Stenros
Poway,La Jolla,Del Mar,Mira Mesa,Carlsbad,Escondido,Temecula - San Diego, CA
CREIA MCI, ICC, ACI Home Inspector,San Diego

Lisa: I agree. Those clients who are first-time buyers, especially, may not be aware of exactly what a home inspection covers. It definitely helps when this is discussed with them prior to the inspection. Most inspection agreements do a good job of describing these issues. My insurance carrier requires a signed agreement for each inspection, and I always have the client read and sign prior to the inspection, if possible.

Sep 26, 2011 05:26 AM
Steve Stenros
Poway,La Jolla,Del Mar,Mira Mesa,Carlsbad,Escondido,Temecula - San Diego, CA
CREIA MCI, ICC, ACI Home Inspector,San Diego

Thanks David! Of course, some inspectors may decide to inspect some or all of the items I listed. It's an individual business decision.

Sep 26, 2011 05:28 AM