I have been in this hospital for over a month and have at least another 2 weeks after my 3^rd operation tomorrow morning.  While here they give me some go go juice and some thing to make you sleep so what follows may or may not be true but I swear it sure seems true to me.

In the deep dark of the morning I awoke to find this beautiful woman in a lacy red gown standing at the foot of my bed. She looked at me and said....................................

I am the Muse of Mortgages and for you to be successful you must do what I say:

            + Always be honest and always do what is best for your client.

            + Always ask for referral business at application.

            + During transaction keep all informed of what is happening every step of the way.  All means all.  Buyers Agent, Listing Agent, Escrow, Processor, Borrower and in some cases Seller.

            + Ask for referrals in the middle of the transaction..

            + Close on time and if you do not tell every one exactly why and do it ASAP.

            + Attend the closing if for no other reason than to thank all for their support in closing the transaction.

            + Ask the listing agent if there is any one else in the office that could use your service.

            + Add everyone to your contact list and manage your list.

I thought " Wow this makes sense to me" and remember back to when my first boss said the secret to being a success in this business is that every time you close a loan, you need to put 2 more into the system!

I can't vouch for any of the above but just thought I would share with you.

I will be off the net for the next 3 or 4 days as they operate on me again tomorrow at 9:45.  This operation will take about 10 hours and will give me the ability to eat again.  It will take about 2 weeks before I can have soups and such and about 3 months before I can have a steak.  Considering that the last real meal I had was a MacDonald's qtr pounder with Cheese on Oct 12^th 2006, damn near any thing will taste fantastic.  I have a Treo 650 and in the memo book on my phone I have recopies that I want to try and my menu for the first week I can eat whatever I want. 

If you think about it tomorrow please send a thought or prayer my way as they will all be appreciated, needed and cherished.  Please Pray for my wife as this is much harder on her than on me.

Good Luck, Good Lending and Aloha