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How First-Timers Can Make a Wise Buy - Part 3

By
Real Estate Agent with Midwest Premier Realty, Gurnee IL 224-321-0699

Part 3: Where to begin

 

If you have been contemplating the purchase of a home but aren’t sure where to begin, it’s actually easier than you might imagine. Just follow these simple steps to get started.

Sit Down and Put Two Headings on the Top of the Page: Needs and Wants.  Allow each person in the family to offer ideas about what is needed versus what is wanted. Common examples of needs might be a specific number of bedrooms or bathrooms for a growing family, a fenced yard for the dog and children to play, or a shed for holding gardening tools. Common wants might include a pool, a porch or a corner lot. Allow the needs and wants to reflect your specific desires and goals for the family for a minimum of five to seven years into the future.

Get Prequalified. Find out for certain how much you will be able to borrow and at what rate. Ask if you are eligible for any special programs to help reduce down-payments or other costs.

Shop Online. View properties in your price range and desired zip code to see what is available. Take time to explore nearby neighborhoods to see if they will also meet your needs. Sign up for email notification of new listings in order to keep track of what is on the market.

Find an Agent. By this point you will begin to notice that some agents tend to specialize in your desired area of interest. Set aside time to call and email for more information. Remember, the agent is one of the most important factors in the buying process. Many specialize in certain areas, work with specific lending programs or have other expertise that can make the difference between finding the home of your dreams versus living through a nightmare.

 

 

Posted by

David Hill

David Hill

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