This seems like a scam for me. We as Trusted Professionals I believe need to put client wants in check sometimes. If a person is the vistim of identify theft, that needs to be cured before we discuss their wants of buying a property.
FBI research has shown that most of the time a trusted family friend or relative initiated the compromise.
Too often real estate professionals are guilty of helping people with their wants in ways that later hurts them. This subprime ficasco is a excellent example. Many people who where not qualified purchased homes way above what they qualified for and had no sincere intent of improving their credit and slight prospect of being able to handle an increased monthly payment when their loan was scheduled for adjustment.
If a person doesn't have the trade lines thet need to build them before they buy or see if there are lenders that will accept alternative credit sources. I would be very nererous about a company acquiring tradelines for my credit report.
I'll pass!
Current Prison Sentence History: | |||||||
Offense Date | Offense | Sentence Date | County | Case No. | Prison Sentence Length | ||
---|---|---|---|---|---|---|---|
10/01/2000 | TRAFF.MDMA,PHEN 10-U/200 GR | 03/04/2004 | PINELLAS | 0021029 | 3Y 8M 18D | ||
12/13/2000 | TRAFFIC IN STOLEN PROPERTY | 03/04/2004 | PINELLAS | 0021029 | 3Y 8M 18D | ||
12/13/2000 | FELON W/GUN/CONC.WPN/AMMO. | 03/04/2004 | PINELLAS | 0021029 | 3Y 8M 18D |
Note: The offense descriptions are truncated and do not necessarily reflect the crime of conviction. Please refer to the court documents or the Florida Statutes for further information or definition.
Detainers: (Further information may be obtained by contacting the detaining agency) | |||
Detainer Date | Agency | Type | Date Canceled |
---|---|---|---|
09/19/2001 | 06C-PPI;0021029 | NTFY/P&P | 08/27/2003 |
Incarceration History: | |
Date In-Custody | Date Out-of-Custody |
---|---|
10/18/2001 | 08/27/2003 |
03/16/2004 | 11/30/2004 |
Prior Prison History: (Note: Data reflected covers periods of incarceration with the Florida Dept.of Corrections since January of 1983) | |||||||
Offense Date | Offense | Sentence Date | County | Case No. | Prison Sentence Length | ||
---|---|---|---|---|---|---|---|
09/04/1998 | FELON W/GUN/CONC.WPN/AMMO. | 09/19/2001 | PINELLAS | 9820579 | 3Y 0M 0D | ||
06/14/1998 | RESISTING OFFICER W/VIOLEN. | 09/19/2001 | PINELLAS | 9820897 | 3Y 0M 0D | ||
06/14/1998 | POSS.MARIJUANA OVR 20 GRAMS | 09/19/2001 | PINELLAS | 9820897 | 3Y 0M 0D | ||
10/01/2000 | TRAFF.MDMA,PHEN 10-U/200 GR | 09/19/2001 | PINELLAS | 0021029 | 3Y 0M 0D | ||
12/13/2000 | TRAFFIC IN STOLEN PROPERTY | 09/19/2001 | PINELLAS | 0021029 | 3Y 0M 0D | ||
12/13/2000 | FELON W/GUN/CONC.WPN/AMMO. | 09/19/2001 | PINELLAS | 0021029 | 3Y 0M 0D |
Prior Community Supervision History: (Note: Data reflected covers periods of community supervision with the Florida Dept.of Corrections since January of 1983) | |||||||
Offense Date | Offense | Sentence Date | County | Case No. | Community Supervision Length | ||
---|---|---|---|---|---|---|---|
10/01/2000 | TRAFF.MDMA,PHEN 10-U/200 GR | 09/19/2001 | PINELLAS | 0021029 | 3Y 0M 0D | ||
12/13/2000 | TRAFFIC IN STOLEN PROPERTY | 09/19/2001 | PINELLAS | 0021029 | 3Y 0M 0D | ||
12/13/2000 | FELON W/GUN/CONC.WPN/AMMO. | 09/19/2001 | PINELLAS | 0021029 | 3Y 0M 0D | ||
06/04/1998 | FELON W/GUN/CONC.WPN/AMMO. | 02/01/1999 | PINELLAS | 9820579 | 2Y 6M 0D | ||
09/04/1998 | MISDEMEANOR | 02/01/1999 | PINELLAS | 9820579 | 1Y 0M 0D | ||
09/04/1998 | MISDEMEANOR | 02/01/1999 | PINELLAS | 9820579 | 1Y 0M 0D | ||
06/14/1998 | RESISTING OFFICER W/VIOLEN. | 02/01/1999 | PINELLAS | 9820897 | 2Y 6M 0D | ||
06/14/1998 | COCAINE - POSSESSION | 02/01/1999 | PINELLAS | 9820897 | 2Y 6M 0D | ||
06/14/1998 | SIMPLEBATTERY-MISD | 02/01/1999 | PINELLAS | 9820897 | 1Y 0M 0D |
To make matters worse, one of the Instant Credit Builders owner is Ed who owns a church! Blasphemy! This man will burn in hell guaranteed. Oh and where do you think all of the profits from their newly dissolved ventures go? Take a guess. God is good. Just a matter of time before the IRS looks at them. You can only funnel illegal profits through a non-profit organization for so long.
I'm curious, has anyone heard of Bruce Mack? He is somehow connected to Instance Credit Builders
Bruce Mack Credit Repair Seasoned Trade Lines aged credit trade lines create seasoned credit business credit with seasoned trade lines Seasoned Trade Lines ... www.instantcreditbuilders.com/tag-bruce+mack+credit+repair.html - 34k - |
I was actually thinking about taking part in the 'benefits' of ICB. My husband kept telling me it was probably a scam, but I didn't want to believe him. We desperately need to purchase a house for our family. We've been experiencing lots of descrimination in the renter's market in the small town where we live(interaracial couple -both of minority races). i really thought this was the answer to our prayers. I figured "it must be true if CNN is reporting it." I'm so glad I found this site and all the others exposing this scam!! To think-one of them is actually runs a church?! surely he has a place in Hell! He better repent! I too need to repent for not trusting that God will provide for my family. Thank you all for posting the truth. My family would have been devestated by the loss!! Victoria, TX
I just stumbled across this web site through a friend who I sent to ICB just a short time ago. Through me and my wife's experience with ICB, we spread the good news to people we new, about how much they helped us in our situation. We too were a bit skeptical, and worried that it was too good to be true. After our sales agent at ICB explained the process, he then offered to look over our credit report, and explain how the scoring process actually works, unlike any other company ever would offer. From the start, we developed a sense of trust for this person, and ICB, because they were never just about the money or when we can pay. They are aware of some complaints filed on them, and explained why. He also went into further explaination about the posting of Jason's past criminal record, which was a long time ago. He said he cannot guarantee anything when it came to credit, but he would his service. If we can maintain our finances and not accumulate any new negetive items, that he would help get us from point A to point B and have results in 30-60 days. We finally made the decission to trust him, sent our money to him, and he stayed in touch whenever we contacted him. Within a littleover 2 months from that day (66 days to be exact) my score increased by the numbers he forcasted they would, and they had multiple inquiries and 2 older late payments removed, that did not cost us anything extra. People must understand this, it depends on you the consumer to pay your bills on time, and when you decide to make an investment like this and get on the right track, then stay there! Don't blame a good company who is helping people for your bad financial management. ICB is a great company and you should make your own decissions and not listen to irresponsible people who cannot manage their funds properly! We thank God that ICB exists and so should you.
I have paid them $1500 for 3 tradelines. The whole process started on June 6th and I was promised that they would be on by August 1st, ofcourse they were not. Then I was promised the week after, still nothing, I literally call them 40 times a day and within the last 2 weeks have received one phone call back only because they were not happy with the voicemails I was leaving them. They now told me that they would just be on my report before my contract is over on Oct. 6th. I think this is just more time for them to get away. I have heard first hand from people inside that business about how Melissa Suek Welker is a scam artist, along with her husband Brandon Joel Welker. Whatever it takes, when Oct. 6th comes I will get my money back. I have already tried calling Ed Kennedy, but the number has been disconnected. They have also moved the business to South Carolina and they are changing there name to Instant business builders, wonder why? Yeah its obvious. ICB has ruined my last 3 months, they promised me things and would just avoid answering the phone when they could not do what they had told me, Thanks ICB and Im sure I will be seeing you guys soon for my refund! Dont expect for anything to be instant either, because I heard from people inside their business that Melissa will not even send people in to get their tradelines posted until a few months because the more people she sends in at a time the bigger discount they get, and also she will not leave you on the persons account for more than about a month and a half because the longer they stay on the more it cost her, and in order to get the full benefit of a tradeline it needs to stay on for 4 months. Trust me, stay away from Melissa welker, Brandon, Sherrie, Ed, and the whole ICB or whatever the name of the company is now.
I have paid them $1500 for 3 tradelines. The whole process started on June 6th and I was promised that they would be on by August 1st, ofcourse they were not. Then I was promised the week after, still nothing, I literally call them 40 times a day and within the last 2 weeks have received one phone call back only because they were not happy with the voicemails I was leaving them. They now told me that they would just be on my report before my contract is over on Oct. 6th. I think this is just more time for them to get away. I have heard first hand from people inside that business about how Melissa Suek Welker is a scam artist, along with her husband Brandon Joel Welker. Whatever it takes, when Oct. 6th comes I will get my money back. I have already tried calling Ed Kennedy, but the number has been disconnected. They have also moved the business to South Carolina and they are changing there name to Instant business builders, wonder why? Yeah its obvious. ICB has ruined my last 3 months, they promised me things and would just avoid answering the phone when they could not do what they had told me, Thanks ICB and Im sure I will be seeing you guys soon for my refund! Dont expect for anything to be instant either, because I heard from people inside their business that Melissa will not even send people in to get their tradelines posted until a few months because the more people she sends in at a time the bigger discount they get, and also she will not leave you on the persons account for more than about a month and a half because the longer they stay on the more it cost her, and in order to get the full benefit of a tradeline it needs to stay on for 4 months. Trust me, stay away from Melissa welker, Brandon, Sherrie, Ed, and the whole ICB or whatever the name of the company is now.
Hey angry credit clients why dont you think about the people you scammed to get the bad credit your trying to cover up! Dont blame ICB blame yourself for not paying you bills on time you people are freakin stupid who cares about his old recored I wish ICB would get some balls and post your nasty credit reports on here for people to look at :-)
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