Special offer

Good credit for the buying. "InstantCreditBuilders"

By
Real Estate Agent with Re/Max Boone Realty
Yesterday I got some information in the mail about InstantCreditBuilders.com. I went to their website and it looks like you pay to become an authorized user on the accounts of people who have great credit. It looks like you can make your home ownership dream come true just by using your available cash. I'm just curious if anyone has a client who has used this service. I'm guessing this type of service will eventually be outlawed but it sure would help someone who has suffered identity theft who wants to buy a house this year and not wait untill their credit report is totally fixed. After all, time is money.
Find a Notary Public needAnotary
QEC Internet Services - Long Beach, CA

This seems like a scam for me.  We as Trusted Professionals I believe need to put client wants in check sometimes.  If a person is the vistim of identify theft, that needs to be cured before we discuss their wants of buying a property. 

FBI research has shown that most of the time a trusted family friend or relative initiated the compromise.

Too often real estate professionals are guilty of helping people with their wants in ways that later hurts them.  This subprime ficasco is a excellent example.  Many people who where not qualified purchased homes way above what they qualified for and had no sincere intent of improving their credit and slight prospect of being able to handle an increased monthly payment when their loan was scheduled for adjustment.

If a person doesn't have the trade lines thet need to build them before they buy or see if there are lenders that will accept alternative credit sources.  I would be very nererous about a company acquiring tradelines for my credit report.

I'll pass!

 

Oct 11, 2007 02:11 AM
Anonymous
Do not use instantcreditbuilders.com it's a scam
I just wanted to let you know that the company instantcreditbuilders that sells tradelines and offers piggybacking deals to boost your credit is a scam. The owner Jason La Bossiere has a long rap sheet and together with Edward Kennedy have made a career out of opening companies , scamming people and then dissolving them. If you have recently paid for their services, please try to get your money back (through your credit card perhaps) instantly as they are about to dissolve the company and/or file bankruptcy.  Do not be fooled by all their "as seen on CNN" banners etc. Basically everybody was conned by this company, including the media, in a sleek marketing scam. The authorities in some states have already been made aware, although in the state of Florida, Jason La Boissiere is no stranger to the criminal justice system. The complaints are just coming in (try www.ripoffreport.com) as the media blitz was in June and most people signed up in June. Instant Credit Builders told their clients it would take 3 months to see results and a lot of people are staring to realize they've been conned and the complaints are coming in. I want to get the word out so no one else gets conned. If you have used their service, do let your local FBI office know. Do try to spread the word so no one else gets scammed in the meantime. Thanks 
Oct 12, 2007 01:02 AM
#2
Anonymous
Here is the extensive criminal record of instantcreditbuilders.


Aliases:JASON LABOSSIEREJASON D LABOSSIEREJASON DENNIS LABOSSIERE 

Current Prison Sentence History:
Offense DateOffenseSentence DateCountyCase No.Prison Sentence Length
10/01/2000TRAFF.MDMA,PHEN 10-U/200 GR03/04/2004PINELLAS00210293Y 8M 18D
12/13/2000TRAFFIC IN STOLEN PROPERTY03/04/2004PINELLAS00210293Y 8M 18D
12/13/2000FELON W/GUN/CONC.WPN/AMMO.03/04/2004PINELLAS00210293Y 8M 18D


Note: The offense descriptions are truncated and do not necessarily reflect the crime of conviction. Please refer to the court documents or the Florida Statutes for further information or definition.

Detainers: (Further information may be obtained by contacting the detaining agency)
Detainer DateAgencyTypeDate Canceled
09/19/200106C-PPI;0021029NTFY/P&P08/27/2003


Incarceration History:
Date In-CustodyDate Out-of-Custody
10/18/200108/27/2003
03/16/200411/30/2004


Prior Prison History: (Note: Data reflected covers periods of incarceration with the Florida Dept.of Corrections since January of 1983)
Offense DateOffenseSentence DateCountyCase No.Prison Sentence Length
09/04/1998FELON W/GUN/CONC.WPN/AMMO.09/19/2001PINELLAS98205793Y 0M 0D
06/14/1998RESISTING OFFICER W/VIOLEN.09/19/2001PINELLAS98208973Y 0M 0D
06/14/1998POSS.MARIJUANA OVR 20 GRAMS09/19/2001PINELLAS98208973Y 0M 0D
10/01/2000TRAFF.MDMA,PHEN 10-U/200 GR09/19/2001PINELLAS00210293Y 0M 0D
12/13/2000TRAFFIC IN STOLEN PROPERTY09/19/2001PINELLAS00210293Y 0M 0D
12/13/2000FELON W/GUN/CONC.WPN/AMMO.09/19/2001PINELLAS00210293Y 0M 0D


Prior Community Supervision History: (Note: Data reflected covers periods of community supervision with the Florida Dept.of Corrections since January of 1983)
Offense DateOffenseSentence DateCountyCase No.Community Supervision Length
10/01/2000TRAFF.MDMA,PHEN 10-U/200 GR09/19/2001PINELLAS00210293Y 0M 0D
12/13/2000TRAFFIC IN STOLEN PROPERTY09/19/2001PINELLAS00210293Y 0M 0D
12/13/2000FELON W/GUN/CONC.WPN/AMMO.09/19/2001PINELLAS00210293Y 0M 0D
06/04/1998FELON W/GUN/CONC.WPN/AMMO.02/01/1999PINELLAS98205792Y 6M 0D
09/04/1998MISDEMEANOR02/01/1999PINELLAS98205791Y 0M 0D
09/04/1998MISDEMEANOR02/01/1999PINELLAS98205791Y 0M 0D
06/14/1998RESISTING OFFICER W/VIOLEN.02/01/1999PINELLAS98208972Y 6M 0D
06/14/1998COCAINE - POSSESSION02/01/1999PINELLAS98208972Y 6M 0D
06/14/1998SIMPLEBATTERY-MISD02/01/1999PINELLAS98208971Y 0M 0D


This his record only up to 2004.  Do you want to give all your personal information to a career felon? It's up to you. To see the record, go to www.dc.state.fl.us/inmateReleases
Oct 12, 2007 06:03 AM
#3
Anonymous
Adam

Thank God.  Please make this fat punk go away!!!

 

 

Nov 17, 2007 11:58 PM
#4
Anonymous
Adam

To make matters worse, one of the Instant Credit Builders owner is Ed who owns a church!  Blasphemy!  This man will burn in hell guaranteed.  Oh and where do you think all of the profits from their newly dissolved ventures go?  Take a guess.  God is good.  Just a matter of time before the IRS looks at them.  You can only funnel illegal profits through a non-profit organization for so long.

 

 

 

 

Nov 18, 2007 12:00 AM
#5
Anonymous
Can anyone help me ...Instant credit builders

I'm curious, has anyone heard of Bruce Mack? He is somehow connected to Instance Credit Builders

Bruce Mack Credit Repair

Bruce Mack Credit Repair Seasoned Trade Lines aged credit trade lines create seasoned credit business credit with seasoned trade lines Seasoned Trade Lines ...
www.instantcreditbuilders.com/tag-bruce+mack+credit+repair.html - 34k -

Feb 28, 2008 01:30 PM
#6
Anonymous
Anonymous

I was actually thinking about taking part in the 'benefits' of ICB. My husband kept telling me it was probably a scam, but I didn't want to believe him. We desperately need to purchase a house for our family. We've been experiencing lots of descrimination in the renter's market in the small town where we live(interaracial couple -both of minority races). i really thought this was the answer to our prayers. I figured "it must be true if CNN is reporting it."   I'm so glad I found this site and all the others exposing this scam!! To think-one of them is actually runs a church?! surely he has a place in Hell! He better repent! I too need to repent for not trusting that God will provide for my family. Thank you all for posting the truth. My family would have been devestated by the loss!!    Victoria, TX

May 11, 2008 08:38 AM
#7
Anonymous
John and Mary

I just stumbled across this web site through a friend who I sent to ICB just a short time ago. Through me and my wife's experience with ICB, we spread the good news to people we new, about how much they helped us in our situation. We too were a bit skeptical, and worried that it was too good to be true. After our sales agent at ICB explained the process, he then offered to look over our credit report, and explain how the scoring process actually works, unlike any other company ever would offer. From the start, we developed a sense of trust for this person, and ICB, because they were never just about the money or when we can pay. They are aware of some complaints filed on them, and explained why. He also went into further explaination about the posting of Jason's past criminal record, which was a long time ago. He said he cannot guarantee anything when it came to credit, but he would his service. If we can maintain our finances and not accumulate any new negetive items, that he would help get us from point A to point B and have results in 30-60 days. We finally made the decission to trust him, sent our money to him, and he stayed in touch whenever we contacted him. Within a littleover 2 months from that day (66 days to be exact) my score increased by the numbers he forcasted they would, and they had multiple inquiries and 2 older late payments removed, that did not cost us anything extra. People must understand this, it depends on you the consumer to pay your bills on time, and when you decide to make an investment like this and get on the right track, then stay there! Don't blame a good company who is helping people for your bad financial management. ICB is a great company and you should make your own decissions and not listen to irresponsible people who cannot manage their funds properly! We thank God that ICB exists and so should you.

Jun 20, 2008 04:33 AM
#8
Anonymous
Chad Thomas

ICB is a SCAM.

Aug 29, 2008 09:56 AM
#9
Anonymous
Chad

I have paid them $1500 for 3 tradelines. The whole process started on June 6th and I was promised that they would be on by August 1st, ofcourse they were not. Then I was promised the week after, still nothing, I literally call them 40 times a day and within the last 2 weeks have received one phone call back only because they were not happy with the voicemails I was leaving them. They now told me that they would just be on my report before my contract is over on Oct. 6th. I think this is just more time for them to get away. I have heard first hand from people inside that business about how Melissa Suek Welker is a scam artist, along with her husband Brandon Joel Welker. Whatever it takes, when Oct. 6th comes I will get my money back. I have already tried calling Ed Kennedy, but the number has been disconnected. They have also moved the business to South Carolina and they are changing there name to Instant business builders, wonder why? Yeah its obvious. ICB has ruined my last 3 months, they promised me things and would just avoid answering the phone when they could not do what they had told me, Thanks ICB and Im sure I will be seeing you guys soon for my refund! Dont expect for anything to be instant either, because I heard from people inside their business that Melissa will not even send people in to get their tradelines posted until a few months because the more people she sends in at a time the bigger discount they get, and also she will not leave you on the persons account for more than about a month and a half because the longer they stay on the more it cost her, and in order to get the full benefit of a tradeline it needs to stay on for 4 months. Trust me, stay away from Melissa welker, Brandon, Sherrie, Ed, and the whole ICB or whatever the name of the company is now.

 

Aug 29, 2008 10:08 AM
#10
Anonymous
Chad

I have paid them $1500 for 3 tradelines. The whole process started on June 6th and I was promised that they would be on by August 1st, ofcourse they were not. Then I was promised the week after, still nothing, I literally call them 40 times a day and within the last 2 weeks have received one phone call back only because they were not happy with the voicemails I was leaving them. They now told me that they would just be on my report before my contract is over on Oct. 6th. I think this is just more time for them to get away. I have heard first hand from people inside that business about how Melissa Suek Welker is a scam artist, along with her husband Brandon Joel Welker. Whatever it takes, when Oct. 6th comes I will get my money back. I have already tried calling Ed Kennedy, but the number has been disconnected. They have also moved the business to South Carolina and they are changing there name to Instant business builders, wonder why? Yeah its obvious. ICB has ruined my last 3 months, they promised me things and would just avoid answering the phone when they could not do what they had told me, Thanks ICB and Im sure I will be seeing you guys soon for my refund! Dont expect for anything to be instant either, because I heard from people inside their business that Melissa will not even send people in to get their tradelines posted until a few months because the more people she sends in at a time the bigger discount they get, and also she will not leave you on the persons account for more than about a month and a half because the longer they stay on the more it cost her, and in order to get the full benefit of a tradeline it needs to stay on for 4 months. Trust me, stay away from Melissa welker, Brandon, Sherrie, Ed, and the whole ICB or whatever the name of the company is now.

 

Aug 29, 2008 10:08 AM
#11
Anonymous
Jeff

Hey angry credit clients why dont you think about the people you scammed to get the bad credit your trying to cover up! Dont blame ICB blame yourself for not paying you bills on time you people are freakin stupid who cares about his old recored I wish ICB would get some balls and post your nasty credit reports on here for people to look at :-)

Oct 02, 2008 07:07 AM
#12
Anonymous
tha realist
jeff what tha heck you talking bout you must be affiliated with these scammers, how can you say people scamed somebody. so you mean you have a 850 score no late history no delinquents etc etc , b/s people in trusted these lies these individuals has made to help get back on there feet. especially melissa lying ass i kno these people first hand they took close to well she took close to 10,000 dollars of people i kno, promise cpn and files guess what jeffrey they never got a call back. and guess what jeffrey i do remember a name jeff came up and if u the same one , you smuck also and by the way melissa had things to say bout you smuck . so its a difference between you saying these people who have gave rip somebody off , and people that has a proven history of it . FACTS VS ASSUMPTION
Aug 18, 2009 03:48 AM
#13