VHDA Short Sale Successfully Closed - Alexandria VA Short Sales And Condos
The Templeton Condos
Alexandria VA Short Sale listing agent Tamara Inzunza, has helped one more homeowner avoid foreclosure. This two bedroom, two bath condo was originally purchased with a VHDA loan, in addition to assistance with one of the Alexandria City Office of Housing programs.
Many Virginia first-time buyers who are looking for programs and grants turn to the VHDA loan. The Virginia Housing Development Authority offers zero down payment, and lower interest rate loans to homebuyers. Just as the VHDA offers assistance to help turn buyers into homeowners, they also cooperate with homeowners when they face a financial hardship.
In my experience with other Alexandria VA short sales, once a mortgage payment is missed, the homeowner becomes inundated with collection calls and threatening letters in the mail. With VHDA, once they are aware of your hardship and you are working with a qualified and experienced short sale listing agent, they will stop the phone calls and letters. This alone is such a big relief for the already stressed out homeowner.
Furthermore, the process was smoother than other short sales. Because VHDA is based in Richmond, we were able to speak on-one-one with our representative, who was always available by phone and returned all emails promptly. No endless phone trees when you call in, no being routed to different departments, no endless hold periods, no dropped calls while being on hold. It was a great relief to cooperate with the VHDA and the Alexandria City Office of Housing to get this short sale approved for the homeowner in a timely manner.
If you currently own a home with a VHDA loan and are having difficulty making your mortgage payments, please give me a call so that I can help you workout a solution. The VHDA does offer other alternatives besides the short sale, so it's best to contact me at 703-623-8759 to see how we can help.
Note: Tamara Inzunza is a Certified Distressed Property Expert and Certified Default Resolution Specialist with McEnearney Associates, Inc. Realtors in Old Town Alexandria. We provide confidential foreclosure prevention services to all homeowners.
Copyright 2011. All rights reserved. This article may not be reproduced without the expressed written consent of Tamara Inzunza. Photographs copyright Tamara Inzunza.
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Buying or Selling Real Estate in Del Ray or Old Town Alexandria VA? Looking for short sales in Alexandria Virginia? Contact Tamara Inzunza, Associate Broker of McEnearney Associates, Inc. Realtors to list and sell your home, or purchase a new home. I specialize in real estate homes for sale in the beautiful Alexandria VA communities of Old Town Alexandria, Del Ray, Kingstowne, and Manchester Lakes including condos, townhomes, and single-family homes for sale.
Call me at 703-623-8759.
Be sure to visit my website where you can Search MLS Listings of ALL Homes For Sale in Alexandria VA at www.MovingToNova.com/. If you're thinking about selling and would like to know how much your Alexandria VA home is worth, visit http://www.confidentialcma.com/ for a complimentary market analysis of your home. Not selling but curious about the homes for sale in your neighborhood, visit http://www.movingtonova.info/ for FREE Market Snapshot reports and stay informed whenever a home is listed or sold in your neighborhood.
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