Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Murphy's Law says "Anything that can go wrong will go wrong." Unfortunately, that adage holds true in the mortgage approval process. Any number of things can take your pre-approved client from homebuyer to sideline sitter.
While the list of issues that can arise between initial pre-approval and closing is long and varied dependent on the client's situation, one thing is always consistent. Problems, last minute surprises and cancelled closings are everyone's worst nightmare.
Here are a few of the hiccups I've encountered recently and while some may sound funny, there's never anyone chuckling when the loan is denied.
What Can Go Wrong After Pre-Approval? A lot!
Your landlord refuses to verify how much you pay in rent and how long you've been renting.
Your employer declines to verify that you work for them and will not supply us with written or verbal proof of your employment.
You thought the paperwork I requested was something everyone but you needed to provide and that it could be returned to me when you felt like getting around to it.
You failed to mention that your income is made up of a very small hourly wage and a very large part comes from cash tips and cannot be verified.
There are large tax deductions for non-reimbursed employee business expenses and I now have to subtract those from your income.
You changed jobs 2 weeks ago and forgot to tell me until we tried to verify your employment and were told you no longer work there.
Your new home is located in a flood zone and you don't want to pay for the hefty flood insurance policy.
Your down payment gift for $10,000 is accompanied by a $6,000 gift letter.
The house you're purchasing appraised below the purchase price and the seller is not willing to budge.
You shredded the bank statements and pay stubs I need and do not have internet access, email or apparently a phone since you're unable to now supply them to me.
You forgot to tell me that your current rental lease does not end until 3 months after closing and you cannot afford both house payments.
You supply your tax returns only for me to find that you own 3 companies, not the 2 you initially disclosed. You also forgot to mention that all of them have taken a loss in the last 2 years. Loss = no income = no longer qualified.
I told you to lock, but you thought rates would go down. They steadily moved up and now you don't like the payment.
I know we all have our stories. What one deal breaker have you run into recently?
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Author Bio: Rebekah Radice is a social media marketing, internet marketing and content marketing specialist. Rebekah Radice consults with business professionals to assist with their social media and blog marketing efforts.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.