User57248_1_t Douglas Bailey
Search MLS Listings by city:
Members: 122,540 - 1,175 Online Now  Login
 
There are companies in the market place who offer to "clean" an individuals credit for a "fee". These fees can be substantial amounts. These companies also give a timeline as to how long the process can take to clean a report (can be up to 180 days). With 6 months having passed you too with some effort can achieve some dramatic changes. Do yourself and your client a favor, simply tell your client to write a letter to each bureau disputing the record, the bureaus have (30 days, pretty sure)to address the issue, if they fail to do so, the item should be removed. This is something anybody can do without paying for it. (If needed write additional letters to clear a given account).
 

2 Comments on save a buck, clean your own credit

I agree with this to a degree.  Having cleaned up my own credit several years back it is a cumbersome time consuming process.  If you do not have alot to deal with it is not a problem.  However, if you have alot that needs to be cleaned up, let a professional do it.

10/12/2007 03:44 PM by Rey Gallegos Home Loan Consultant Las Vegas, NV (A Mortgage Bank)


Good point, when things do get really complicated, some professional help may be needed, for the most part though each of us has the resources to the work.

10/26/2007 01:43 PM by Douglas Bailey (Mortgage officer)


Leave a response…

Name:
Notify me of new comments:
Comment:
What does the graphic say?
 
Loan Officer: Douglas Bailey (Mortgage officer)
Douglas Bailey
Brandon, FL
More about me…
Mortgage officer

Email Me


Links

Archives

RSS 2.0 Feed for this blog

Find FL real estate agents and Brandon real estate here on ActiveRain.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
© 2007 ActiveRain Corp. All Rights Reserved