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Each month AR runs numerous contests as a way for our members to engage in activities
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One of life's milestones is buying your first home and with home prices in Las Vegas being at an all time low ... now is the perfect time to buy. However, it's really easy to get caught up in the excitement of buying your first home and, in that excitement, many homebuyer's make some common mistakes.
These mistakes can easily be avoided by arming yourself with some basic knowledge before your house hunting even begins.
Don't Skip Mortgage Qualification
You may have already computed your debt-to-income ratio and you already have a good idea about how much home you can afford. However, don't assume that is the loan amount you will ultimately receive. Credit scores play a big role in loan approvals as well as other factors, especially with loan requirements tightening. Making sure you are pre-approved for a loan before shopping for a home will save time and stress for everyone involved.
Don't Over-Buy the First Time
Hey, it's Vegas ... everyone wants the biggest and best. You may be able to afford the house on paper, but make sure that you leave yourself some breathing room. Pushing yourself right to the limit will leave you highly exposed to changes in our economy or your personal finances in the future.
A life where all your family earnings go into the support and upkeep of your home is a frequent cause of family stress. Also, you may find yourself with a large beautiful home but with no extra cash to furnish it and make it warm and inviting.
Don't Wait for the Perfect Home
Chances are the perfect home does not exist. That term, perfect home, is so subjective. There are thousands of variables available in housing. It is important to choose the things you are not willing to compromise on. These may include location, neighborhood, school district, or home size - things you cannot change. Remember, when it comes to more aesthetic preferences, these can be added or changed by you to personalize the home to suit your personality.
Also, while you are waiting for that perfect home that meets 100% of your requirements, housing prices could be rising or mortgage rates going up, adding expense to your purchase. Instead, determine the most important of your needs and select a home that meets the majority of them.
Never, Ever Skip Inspection
By completely skipping a whole-house inspection in order to save the relatively small amount of money involved is just crazy. Never use a friend or relative with limited experience to conduct the inspection either. You could be missing potentially expensive and even hazardous defects in the property. A whole-home inspection protects you and your family from things unseen that could add up to thousands upon thousands of dollars in repairs or rebuilding later down the road.
If you're thinking of buying a home - or an investment property - think of me!I am Yonas Woldu; I can help protect you from making costly home-buying mistakes. Let me help you find your perfect home in a terrific Las Vegas neighborhood - or anywhere in Clark County. For the best in personalized attention when selling or buying property in Las Vegas, Green Valley, or other areas of Clark County, contact me today. Be sure to visit my Vegas Real Property website - I am dedicated to helping you in any way possible.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.