What to bring to have an "easy" loan transaction in Oregon, well- as you probably have heard, things are a tad bit challenging getting a loan now-a-days, BUT not impossible!
I created a quick video I send to all my borrowers, and it has really helped me to have fairly seamless transactions. The loan process is stressful enough, but you don't want to look like this guy!
Let me know what you think of it.
I have been in the lending industry since 1988 and have never seen as many changes as lately, but I absolutely love doing what I do- and the Realtors I work with, and my borrowers agree---it really pays to work with a Professional who understands this industry. Don't waste your precious time and money working with someone on the end of a 800#. 
Rates are at all time lows and home prices are at all time lows, if you are still sitting on the fence you are going to miss the boat.
You might even consider selling even though you are not getting the value you thought you should get, or what you home was worth a couple years ago, because--- guess what? You are BUYING at those all time lows also!
Often times you can UPGRADE, and have the same or close to the same payment as you currently have in the home you have outgrown,... just something to think about.
Call me for details on the loan programs available to you! Don't let your money fly away! Call Helen Williams at 541-868-2660.
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