You can get a mortgage if you have a H1B visa, along with other type of Immigration Visas.  If you are here in the United States and on a VISA you will want to know if you can get a mortgage to purchase your dream home.  Below is the list of Visa's that someone can have to get a FHA or Conventional Mortgage:

 

  • E-1,2,3
  • G-1,2,3,4,
  • H1B and H1C
  • L-1A and L-1B
  • NACARA
  • P-1
  • R-2
  • TN
  • V-1,2,3

 

Visa's that have requirements:

 

  • H-4:only if H-1B is on the loan
  • L-2: only if L-1A and/or L-1B is on the loan
  • P-4: only if P-1 is on the loan
  • R-2: only if R-1 is on the loan
  • TD: only if TN is on the loan
  • K-1:only if American citizen is on the loan also
  • K-2,3,4: only if American citizen is on the loan

 

All of these Visa's that have requirements are for spouses or children of the person with the approved visa. 

I am amazed with how many lenders do not know which Immigration Visa someone can have to get a mortgage.   If you have talked to a lender and they told you that you could not get a mortgage because of your visa and you see your visa on this list, Call Me Today. 

 

 

 

 

 

David Krichmar 

Mortgage Banker NMLS#293883 NMLS

Core Lending dba of Weststar Mortgage Corporation

Branch NMLS#868672  WMC NMLS#93243

Has Written For Realtor Magazine, Houston Agent Magazine, Scotsman Mortgage Guide

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Office:832-689-6012

David.Krichmar@gmail.com

www.DaveYourMortgageGuy.com

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2 Comments on I have a H1B Visa Can I Get A Mortgage in Texas??

JUN
23
2011
260,647 Points 55 Featured Posts Outside Blog Called Shot Master

This is so important to convey Dave since many people are unaware they can purchase with a visa.  I would suggest you add this to a few other groups too like Mortgages & Realtors so it gets in front of others that might not be familiar with the requirements.
4:22pm • #1
262,586 Points 4 Featured Posts Outside Blog Attended Rain Camp Called Shot Master

Great Advice, I just did.  Thank You Rebekah!!
4:37pm • #2


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David Krichmar- DaveYourMortgageguy.com

Sugar Land, TX

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