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I have a H1B Visa Can I Get A Mortgage in Texas??

By
Mortgage and Lending with www.DaveYourMortgageGuy.com - Legend Lending NMLS #293883

You can get a mortgage if you have a H1B visa, along with other type of Immigration Visas.  If you are here in the United States and on a VISA you will want to know if you can get a mortgage to purchase your dream home.  Below is the list of Visa's that someone can have to get a FHA or Conventional Mortgage:

 

  • E-1,2,3
  • G-1,2,3,4,
  • H1B and H1C
  • L-1A and L-1B
  • NACARA
  • P-1
  • R-2
  • TN
  • V-1,2,3

 

Visa's that have requirements:

 

  • H-4:only if H-1B is on the loan
  • L-2: only if L-1A and/or L-1B is on the loan
  • P-4: only if P-1 is on the loan
  • R-2: only if R-1 is on the loan
  • TD: only if TN is on the loan
  • K-1:only if American citizen is on the loan also
  • K-2,3,4: only if American citizen is on the loan

 

All of these Visa's that have requirements are for spouses or children of the person with the approved visa. 

I am amazed with how many lenders do not know which Immigration Visa someone can have to get a mortgage.   If you have talked to a lender and they told you that you could not get a mortgage because of your visa and you see your visa on this list, Call Me Today

 

Posted by

 

 

 

 

David Krichmar 

Mortgage Banker NMLS#293883 

Legend Home Lending

LLC NMLS #229421

Top 1% Loan Officer Nationally

Has Written For Realtor Magazine, Houston Agent Magazine, Scotsman Mortgage Guide

Appeared On Fox Business

 

Named 5 Star Mortgage Professional 2013, 2014, 2015, 2016, 2017

Office:832-689-6012

Dave@DaveYourMortgageGuy.com

www.DaveYourMortgageGuy.com

For More Mortgage Info Follow me at  Dave's Blog

 

If you are looking for a FHA, VA, USDA, Homepath, Conventional, Jumbo, Construction, FHA 203k mortgage in Fort Bend County, Sugar Land, Houston, Katy, Harris County, Brazoria County, Pearland, Richmond, Bellaire, West University, The Woodlands, Kingwood, Friendswood, Clear Lake, Galveston, Fulshear, Tomball, Spring, Conroe, Montgomery County or anywhere in Texas I am your GUY!  

 

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Comments (5)

Rebekah Radice
Imagine WOW! Digital Marketing Agency - Burbank, CA
Social Media Marketing, Coaching & Training

This is so important to convey Dave since many people are unaware they can purchase with a visa.  I would suggest you add this to a few other groups too like Mortgages & Realtors so it gets in front of others that might not be familiar with the requirements.

Jun 23, 2011 09:22 AM
David Krichmar
www.DaveYourMortgageGuy.com - Legend Lending - Sugar Land, TX
DaveYourMortgageGuy.com

Great Advice, I just did.  Thank You Rebekah!!

Jun 23, 2011 09:37 AM
Visa Services
PK Harrison Australian Visa Services - Sydney, AU
457 Visa Agent

Great advice. Although just a word of advice for any readers - this was written in 2011, so make sure you check for the latest news.

Apr 19, 2016 03:23 PM
David Krichmar
www.DaveYourMortgageGuy.com - Legend Lending - Sugar Land, TX
DaveYourMortgageGuy.com

Thank you Visa Services for your comment and this information is still up to date.  

Apr 19, 2016 10:54 PM
David Krichmar
www.DaveYourMortgageGuy.com - Legend Lending - Sugar Land, TX
DaveYourMortgageGuy.com

and is also true for these states that I lend mortgages in: Alabama, Alaska, Arizona, Arkansas, California, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Nevada, New Mexico, North Carolina, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Washington and Wisconsin.

Apr 19, 2016 10:55 PM