Home buyers have heard it before that "Now is Your Best Time".
It's a worthy message, and we'll say it again ... 
"Now is Your Best Time" ... for home buying.
So get organized now for your home buying, contact your experienced and professional mortgage loan broker and get pre-qualified.
With big government money pushed into the financial markets during the past three years, pressure is on the FED to control inflation. Long term and Mortgage loan rates are poised to go up from their historic lows.
For a $417k conforming loan, when interest rates move up from 4.5% to 6% as expected, home affordability and loan qualification will drop dramatically. 
This week's home mortgage rate watch good news from lenders and brokers:
Conforming loans up to $417,000
30 year fixed - 4.25 percent - (one point)
30 year fixed FHA - 4.25 percent (one point)
5/1 ARM - 2.62 percent - (one point)
Expanded conforming loan rates up to $729,000
30 year fixed - 4.375percent - (one point)
30 year fixed FHA - 4.25 percent - (one point)
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If you are a prospective home buyer, get organized now and contact your local mortgage broker for loan qualification. If you are in Southern California, I recommend these mortgage broker good guys.
Tim Sibley @ First Capital Mortgage, Newport Beach, CA ~ 949-718-1511 ~ www.firstcapitalmtg.com/tsibley/
or
Mike Munzing @ Munzing Mortgage group, San Clemente, CA ~ 949-689-5626 ~ www.MikeMunzing.com
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Harrison K. Long - solutions for real estate and business - REALTOR® and broker associate, GRI - Coldwell Banker Residential Brokerage - 949-854-7747 (phone) - ExploreProperties@gmail.com (email) - CA DRE 01410855 - SFR short sale and foreclosure resource certified by the National Association of REALTORs® - also now serving as a director at California Association of REALTORs®.
Best wishes for your U.S. Independence day celebration and Fourth of July weekend.
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