A Word to the Wise Homeowner

Some wonderful and inexpensive insurance policies are currently available by many public utility companies which can often save homeowners thousands of dollars in catastrophic situations. I, as a homeowner and a Realtor, have availed myself of some of these programs, and have been grateful for the results.

1.  Coverage for your furnace.  This is often covered in an inexpensive program.  Call your local utility company for information. In the Pascack Valley, many homes are covered by PSEG, which offers this program.

2.  Exterior Water Line Coverage.  Should one of the pipes in your front lawn burst, it could cost you thousands of dollars.  Many local water companies offer insurance policies for a few dollars a year.

3.  Oil Tank Insurance.  This is often offered by your local oil company who supplies your oil.  Get as much insurance as if offered,  In worst case scenarios, remediating a leaking oil tank could cost as much as $100,000.

A few months ago I was walking down to my basement when I heard water running.  I ran into my furnace room, to see that a pipe had burst.  I immediately called my heating company, Whalen and Ives in Park Ridge (amazing people!!), and they came over and fixed it within a few minutes.  Scott Ives, one of the owners, gave me some wonderful advice.  He suggested having my alarm company place a water sensor on the floor attached to an alarm, which would immediately go off if any water touched the floor.  It is so simple yet so important.  However, in my 18 years of selling homes, I have only seen one home with this sensor, and it belonged to Scott Ives!  Advice to the wise..call your alarm company and have one installed.

If you would like information about Pascack Valley Real Estate, please visit my website, SusanLaskinRealtor.com, the only Real Estate website you will ever need.  Enjoy your visit! My Focus is on my Clients' Goals!

Susan Laskin, #1 Sales Associate 2007 YTD, 2006 & 2005, in the ONLY Pascack Valley Coldwell Banker Office, 50 Broadway Hillsdale New Jersey 201-930-8820, Cell Direct 201-615-5353. © 2007 Susan Laskin.