that's a fact Jack!
or anyone else.
despite what you may continue to read in some of the national print and online publications I'm going to give you 3, count em 3, options to purchase a home with a 620 credit score, and little to no downpayment.
Always, always, always; VETERANS first
VA Mortgages
minimum credit score 620, no downpayment required, no monthly mortgage insurance, the seller can pay your closing costs.
there are 22 million VETERANS in the U.S. so says Brian & Frank @ TBWS
personally I have been a VA lender for over 30 years and
proud of it
FHA Mortgages
minimum credit score 620, 3.5% downpayment, the seller can contibute 6% of the purchase price towards your closing costs.
USDA/Rural Housing
minimum credit score, well, 620; no downpayment required, no monthly mortgage insurance (at this time), the seller can pay your closing costs or they can finance up to 3%, if the appraisal will bear it.
Please, please, please remember that these loans are not for farms and/or properties with acreage. They are available wherever USDA allows. Check the eligibility maps, you'll be pleasantly surprised. That's
http://eligibility.sc.egov.usda.gov
Question?
are you ready to buy a home in a market offering incredibly low prices, and interest rates?
Then stop listening to all the BS from the national media about why you can't buy a home, because you may just find out that you can.
me, I'd like to help you, so would many, many others
It's up to you, will you let us?
620 620 620 620 620 620 620 620 620 620
low, no downpayment
that's it
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