Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
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Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Starting your home search can be extremely exciting – and nerve-wracking. You are about to embark on a great adventure. It can be easy to get caught up in all the excitement and lose track of the many different moving parts you need to keep in place. One of the most important moving parts is your mortgage financing.
As you start your search you may hear phrases like “Make sure you are pre-qualified!” or “Get pre-approved!” What do these mean, which one is best for you and how will they impact your search?
Let’s start with prequalification, which is traditionally a review of your credit report and credit score. This process may also include the completion of a loan application that your loan officer or mortgage consultant will review with you and run through an automated underwriting system. That automated system will let your loan officer/mortgage consultant know whether what you have told them in terms of income, assets and credit will fall within the general mortgage guidelines. However, that is subject to you providing acceptable documentation to the lender. If you have clean credit, a strong job history, good assets and reserves, the prequalification letter is probably going to meet your needs as you look for a home.
However, if you find you are borderline in any area, or if you just want to get the mortgage approval done prior to shopping for a home, a “true” preapproval is the way to go. Your loan officer/mortgage consultant will take a full loan application and collect all your documentation of income and assets. Your application will be submitted for processing and review by an underwriter.
While a prequalification will take around 30 minutes, the preapproval process will be more like three to five days (the underwriter typically needs this much time to review your file). What you then get is a preapproval commitment letter that you can use with your agent as you shop for houses. The loan would then be subject to an acceptable appraisal on the property you choose.
Make sure when speaking to your lender that you get their definition of prequalification and preapproval . Not everyone has the same definition. Find the best option for you as you start your home search. Once this moving piece is in place, your adventure can begin!
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.