I have traveled the turnpike countless times.  Last week, I actually took notice to the Stop Pay Toll sign.  Mainly because there is no EZ Pass express lane at the Lehigh Valley exit off the Pennsylvania Turnpike. 

At that moment, I thought to myself, everything has a price, even a day trip to see you family. What a great blog topic!   

Nothing in life is free.  Think about it.   We pay for food, gas, cars, bikes, clothes.  I personal favorite monetary spending is shoes (just ask Rob Robinson). Heck, even traveling 30 miles on a road cost me $1.50 in tolls.

When you buy a house, there are closing costs.  You have to purchase title insurance, pay your transfer tax, pay your mortgage broker, your county recording fees for the deed and mortgage, an underwriting fee, the document preparation fee and please do not forget your notary.  (Disclaimer:  Closing costs will vary from State to State). 

If you are selling your home, there are costs involved.  You pay your REALTOR® for their hard work, your transfer tax, your county recording fees to release the mortgage, the document preparation fee and the notary fee.     

However, not all things have a monetary cost.  Think of your closest friend.  That took time to build, trust, tears, laughs, smiles. In essence, effort.   How about your family?  That not only takes me $3.00 in tolls, it also takes effort.  You family may have to love you, but they don't have to like you. 

I have yard work that needs to be done before winter. I have all the supplies.  However, it is going to cost me quite a bit of time.   And we all know how valuable time is.  An abundance of spare time is something that most of us lack. 

I could go on and on with examples.  However, I think you get my point. Nothing is free; everything has a price.  This includes my services as a mortgage broker. 

I assure you, I am worth every cent.